Compare Today’s Mortgage Rates for Fortuna, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Fortuna, California 95540. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $12,788 or $36 / month in Fortuna and surrounding areas of Humboldt county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Fortuna, California 95540.
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Summary of Average Mortgage Terms in Fortuna, California 95540
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Fortuna, CA 95540, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Fortuna, California 95540 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Fortuna, California and around Humboldt county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Fortuna, California 95540
If you’re looking to buy a new home in Fortuna, we have compiled a list of the leading mortgage brokers around Fortuna, California 95540 to help you with your search.
Name
Address
Contact
Briton Mortgage
1075 S Fortuna Blvd
Fortuna CA 95540
(707) 725-9009
http://www.britonmortgage.com
Briton Mortgage
819 Main St
Fortuna CA 95540
(707) 725-9009
Professional Mortgage Group
934 S Fortuna Blvd
Fortuna CA 95540
(707) 725-0800
http://www.professionalmortgagegroup.com/
Professional Mortgage Group
1036 5th St
Eureka CA 95540
(707) 445-9767
http://www.professionalmortgagegroup.com/
Humboldt Mortgage Company
2037 Harrison Ave
Eureka CA 95540
(707) 445-3027
mortgage@humboldt1.com
Address
1075 S Fortuna Blvd
Fortuna CA
Contact
(707) 725-9009
http://www.britonmortgage.com
Address
819 Main St
Fortuna CA
Contact
(707) 725-9009
Address
934 S Fortuna Blvd
Fortuna CA
Contact
(707) 725-0800
http://www.professionalmortgagegroup.com/