Compare Today’s Mortgage Rates for Freedom, California

Pureloan searches mortgage lenders and major banks in Freedom, California 95019 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $24,487 or $68 / month is expected in Freedom and other areas of Santa Cruz county.

Pureloan’s search engine explores all home mortgage options in Freedom, California 95019, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Freedom, California 95019

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Freedom, CA 95019, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Freedom, California 95019 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Freedom, California and around Santa Cruz county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Freedom, California 95019

If you’re looking to buy a new home in Freedom, we have compiled a list of the leading mortgage brokers around Freedom, California 95019 to help you with your search.

Name
Address
Contact

Lewis Bill-Lewis Real Estate & Financial

29 Lone Pine Ave

Freedom CA 95019

(831) 429-9200

http://www.lewisfinancialwest.net/

Ace Cash Express

2006 Freedom Blvd

Freedom CA 95019

(831) 761-9874

customerservice@acecashexpress.com

Miller Kent

320 1st St

Gilroy CA 95019

(408) 842-3557

American General Financial Svc

6915 Camino Arroyo

Gilroy CA 95019

(408) 848-1192

http://www.loansfast.com

Santa Barbara Bank & Trust

8000 Santa Teresa Blvd

Gilroy CA 95019

(408) 848-2161

https://www.sbbt.com/personal-home.php

Address

29 Lone Pine Ave

Freedom CA

Contact

(831) 429-9200

http://www.lewisfinancialwest.net/

Address

2006 Freedom Blvd

Freedom CA

Contact

(831) 761-9874

customerservice@acecashexpress.com

Address

320 1st St

Gilroy CA

Contact

(408) 842-3557

News on Mortgages and Reverse Mortgages for Freedom, California 95019