Compare Today’s Mortgage Rates for Fresno, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Fresno, California 93705. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $8,955 or $25 / month in Fresno and other areas of Fresno county.
Our search engine explores all home mortgage options in Fresno, California 93705, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Fresno, California 93705
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Interactive Mortgage Rate Projections for Fresno, CA
To forecast and predict mortgage rates in Fresno, CA 93705, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Fresno, California 93705 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Fresno, California and around Fresno county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Fresno, California 93705
If you’re looking to buy a new home in Fresno, we have compiled a list of the leading mortgage brokers around Fresno, California 93705 to help you with your search.
Imortgage
1111 E Herndon Ave
Fresno CA 93705
(559) 432-2727
dan.mueller@imortgage.com
Ace Cash Express
7795 N 1st St
Fresno CA 93705
(559) 438-8219
customerservice@acecashexpress.com
Resource Lenders
575 E Alluvial Ave
Fresno CA 93705
(559) 437-1100
http://www.resourcelenders.com/
Wells Fargo Home Mortgage
7255 N 1st St
Fresno CA 93705
(559) 435-6800
http://www.wellsfargo.com/mortgage/
OneMain Financial
7430 N Fresno St
Fresno CA 93705
(559) 432-1695
http://branches.onemainfinancial.com/ca/fresno/7430-n--fresno-street.html
Address
1111 E Herndon Ave
Fresno CA
Contact
(559) 432-2727
dan.mueller@imortgage.com
Address
7795 N 1st St
Fresno CA
Contact
(559) 438-8219
customerservice@acecashexpress.com
Address
575 E Alluvial Ave
Fresno CA
Contact
(559) 437-1100
http://www.resourcelenders.com/