Compare Today’s Mortgage Rates for Fresno, California
Pureloan searches all major banks and mortgage lenders for the best home loan rates in Fresno, California 93888. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $32,268 or $90 / month in Fresno and surrounding areas of Fresno county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Fresno, California 93888.
No suitable program is found
Summary of Average Mortgage Terms in Fresno, California 93888
Become a certified mortgage expert on Pureloan.com
in Fresno, California 93888
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Historical Mortgage Rates for Fresno, California 93888 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Fresno, California and around Fresno county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| % 10 year fixed mortgage | 0.12% | 0.14% | 0.28% | 0.21% | 0.08% | 0.07% | ||
| avg mortgage rate | 4.13% | 3.75% | 3.38% | 3.06% | 3.75% | 2.88% | ||
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg Combined LTV (loan to value) | 72.83% | 74.34% | 75.86% | 75.05% | 76.77% | 75.73% | 76.26% | 77.09% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Fresno, California 93888
If you’re looking to buy a new home in Fresno, we have compiled a list of the leading mortgage brokers around Fresno, California 93888 to help you with your search.
Imortgage
1111 E Herndon Ave
Fresno CA 93888
(559) 432-2727
dan.mueller@imortgage.com
Ace Cash Express
7795 N 1st St
Fresno CA 93888
(559) 438-8219
customerservice@acecashexpress.com
Resource Lenders
575 E Alluvial Ave
Fresno CA 93888
(559) 437-1100
http://www.resourcelenders.com/
Wells Fargo Home Mortgage
7255 N 1st St
Fresno CA 93888
(559) 435-6800
http://www.wellsfargo.com/mortgage/
OneMain Financial
7430 N Fresno St
Fresno CA 93888
(559) 432-1695
http://branches.onemainfinancial.com/ca/fresno/7430-n--fresno-street.html
Address
1111 E Herndon Ave
Fresno CA
Contact
(559) 432-2727
dan.mueller@imortgage.com
Address
7795 N 1st St
Fresno CA
Contact
(559) 438-8219
customerservice@acecashexpress.com
Address
575 E Alluvial Ave
Fresno CA
Contact
(559) 437-1100
http://www.resourcelenders.com/