Compare Today’s Mortgage Rates for Garberville, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Garberville, California 95542. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $14,353 or $40 / month in Garberville and other areas of Humboldt county.

Our search engine explores all home mortgage options in Garberville, California 95542, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Garberville, California 95542

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Garberville, CA 95542, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Garberville, California 95542 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Garberville, California and around Humboldt county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Garberville, California 95542

If you’re looking to buy a new home in Garberville, we have compiled a list of the leading mortgage brokers around Garberville, California 95542 to help you with your search.

Name
Address
Contact

Professional Mortgage Group

934 S Fortuna Blvd

Fortuna CA 95542

(707) 725-0800

http://www.professionalmortgagegroup.com/

Briton Mortgage

819 Main St

Fortuna CA 95542

(707) 725-9009

Briton Mortgage

1075 S Fortuna Blvd

Fortuna CA 95542

(707) 725-9009

http://www.britonmortgage.com

Professional Mortgage Group

1036 5th St

Eureka CA 95542

(707) 445-9767

http://www.professionalmortgagegroup.com/

Humboldt Mortgage Company

2037 Harrison Ave

Eureka CA 95542

(707) 445-3027

mortgage@humboldt1.com

Address

934 S Fortuna Blvd

Fortuna CA

Contact

(707) 725-0800

http://www.professionalmortgagegroup.com/

Address

819 Main St

Fortuna CA

Contact

(707) 725-9009

Address

1075 S Fortuna Blvd

Fortuna CA

Contact

(707) 725-9009

http://www.britonmortgage.com

News on Mortgages and Reverse Mortgages for Garberville, California 95542