Compare Today’s Mortgage Rates for Gardena, California
Pureloan searches mortgage lenders and major banks in Gardena, California 90249 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $25,346 or $70 / month is expected in Gardena and other areas of Los Angeles county.
Pureloan’s search engine explores all home mortgage options in Gardena, California 90249, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Gardena, California 90249
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Gardena, CA 90249, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Gardena, California 90249 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Gardena, California and around Los Angeles county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.00% | 95.23% | 95.16% | 96.62% | 96.73% | 95.89% | 97.64% | 98.53% |
| avg mortgage rate | 5.03% | 4.74% | 4.01% | 4.10% | 4.53% | 4.19% | 4.06% | 4.29% |
| % 15 year fixed mortgage | 3.07% | 4.36% | 4.45% | 2.85% | 3.00% | 3.87% | 1.92% | 1.33% |
| avg mortgage rate | 4.46% | 4.02% | 3.37% | 3.31% | 3.51% | 3.35% | 3.27% | 3.32% |
| Avg credit score | 756.76 | 761.06 | 759.14 | 758.68 | 755.28 | 755.50 | 754.09 | 752.56 |
| Avg LTV (loan to value) | 72.87% | 73.21% | 75.09% | 74.48% | 74.32% | 73.78% | 74.78% | 72.76% |
| Avg DTI (debt to income) | 36.76 | 36.40 | 35.81 | 35.98 | 37.33 | 37.21 | 37.73 | 38.22 |
| % First time homebuyer | 57.20% | 47.98% | 49.85% | 48.05% | 46.73% | 47.89% | 44.89% | 42.71% |
| Avg mortgage insurance % | 1.79% | 2.37% | 3.66% | 3.96% | 4.58% | 4.62% | 5.88% | 4.73% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Gardena, California 90249
If you’re looking to buy a new home in Gardena, we have compiled a list of the leading mortgage brokers around Gardena, California 90249 to help you with your search.
Name
Address
Contact
Golden Century Mortgage
14602 Chadron Ave
Gardena CA 90249
(310) 644-2265
Mobis Global
1701 W 135th St
Gardena CA 90249
(310) 327-1990
Crystal Mortgage
2114 W El Segundo Blvd
Gardena CA 90249
(310) 366-6800
Elite Financial
15425 Crenshaw Blvd
Gardena CA 90249
(310) 676-0222
arangel310@sbcglobal.net
The Way Financial Services
14000 Van Ness Ave
Gardena CA 90249
(310) 324-3886
Address
14602 Chadron Ave
Gardena CA
Contact
(310) 644-2265
Address
1701 W 135th St
Gardena CA
Contact
(310) 327-1990
Address
2114 W El Segundo Blvd
Gardena CA
Contact
(310) 366-6800