Compare Today’s Mortgage Rates for Gonzales, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Gonzales, California 93926. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $18,897 or $52 / month in Gonzales and surrounding areas of Monterey county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Gonzales, California 93926.

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Summary of Average Mortgage Terms in Gonzales, California 93926

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Gonzales, CA 93926, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Gonzales, California 93926 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Gonzales, California and around Monterey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Gonzales, California 93926

If you’re looking to buy a new home in Gonzales, we have compiled a list of the leading mortgage brokers around Gonzales, California 93926 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

3160 Vista Del Camino

Marina CA 93926

(831) 840-3384

http://www.wellsfargo.com/mortgage/

Malvini Steve-Malvini Mortgage

210 Capitol St

Salinas CA 93926

(831) 758-5667

http://www.malvinifinancial.com/

Treehouse Mortgage Group

451 Washington St

Monterey CA 93926

(831) 645-1160

hdaunt@treehousemortgage.com

Kensington Realty Group

513 Hartnell St

Monterey CA 93926

(831) 372-4574

isave@delmonterealty.com

California Mortgage & Realty

1340 Munras Ave

Monterey CA 93926

(831) 264-8715

http://mortgagemonterey.com

Address

3160 Vista Del Camino

Marina CA

Contact

(831) 840-3384

http://www.wellsfargo.com/mortgage/

Address

210 Capitol St

Salinas CA

Contact

(831) 758-5667

http://www.malvinifinancial.com/

Address

451 Washington St

Monterey CA

Contact

(831) 645-1160

hdaunt@treehousemortgage.com

News on Mortgages and Reverse Mortgages for Gonzales, California 93926