Compare Today’s Mortgage Rates for Gonzales, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Gonzales, California 93926. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $18,897 or $52 / month in Gonzales and surrounding areas of Monterey county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Gonzales, California 93926.
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Summary of Average Mortgage Terms in Gonzales, California 93926
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Gonzales, CA 93926, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Gonzales, California 93926 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Gonzales, California and around Monterey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Gonzales, California 93926
If you’re looking to buy a new home in Gonzales, we have compiled a list of the leading mortgage brokers around Gonzales, California 93926 to help you with your search.
Wells Fargo Home Mortgage
3160 Vista Del Camino
Marina CA 93926
(831) 840-3384
http://www.wellsfargo.com/mortgage/
Malvini Steve-Malvini Mortgage
210 Capitol St
Salinas CA 93926
(831) 758-5667
http://www.malvinifinancial.com/
Treehouse Mortgage Group
451 Washington St
Monterey CA 93926
(831) 645-1160
hdaunt@treehousemortgage.com
Kensington Realty Group
513 Hartnell St
Monterey CA 93926
(831) 372-4574
isave@delmonterealty.com
California Mortgage & Realty
1340 Munras Ave
Monterey CA 93926
(831) 264-8715
http://mortgagemonterey.com
Address
3160 Vista Del Camino
Marina CA
Contact
(831) 840-3384
http://www.wellsfargo.com/mortgage/
Address
210 Capitol St
Salinas CA
Contact
(831) 758-5667
http://www.malvinifinancial.com/
Address
451 Washington St
Monterey CA
Contact
(831) 645-1160
hdaunt@treehousemortgage.com