Compare Today’s Mortgage Rates for Goshen, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Goshen, California 93227. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,543 or $15 / month in Goshen and other areas of Kern county.

Our search engine explores all home mortgage options in Goshen, California 93227, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Goshen, California 93227

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Goshen, CA 93227, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Goshen, California 93227 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Goshen, California and around Kern county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Goshen, California 93227

If you’re looking to buy a new home in Goshen, we have compiled a list of the leading mortgage brokers around Goshen, California 93227 to help you with your search.

Name
Address
Contact

Kings Mortgage Services

1507 N 11th Ave

Hanford CA 93227

(559) 585-7400

hanford@kingsmortgage.com

Check 'n Go

385 N 11th Ave

Hanford CA 93227

(559) 584-4500

comments@checkngo.com

All Family Lending & Real Estate

1300 N Irwin St

Hanford CA 93227

(559) 584-6633

OneMain Financial

420 N 11th Ave

Hanford CA 93227

(559) 583-9007

http://branches.onemainfinancial.com/ca/hanford/420-n-11th-ave.html

McMillin Lending Group

629 N Irwin St

Hanford CA 93227

(559) 584-1300

Address

1507 N 11th Ave

Hanford CA

Contact

(559) 585-7400

hanford@kingsmortgage.com

Address

385 N 11th Ave

Hanford CA

Contact

(559) 584-4500

comments@checkngo.com

Address

1300 N Irwin St

Hanford CA

Contact

(559) 584-6633

News on Mortgages and Reverse Mortgages for Goshen, California 93227