Compare Today’s Mortgage Rates for Grand Terrace, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Grand Terrace, California 92313. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $15,994 or $44 / month in Grand Terrace and other areas of San Bernardino county.

Our search engine explores all home mortgage options in Grand Terrace, California 92313, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Grand Terrace, California 92313

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Grand Terrace, CA 92313, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Grand Terrace, California 92313 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Grand Terrace, California and around San Bernardino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Grand Terrace, California 92313

If you’re looking to buy a new home in Grand Terrace, we have compiled a list of the leading mortgage brokers around Grand Terrace, California 92313 to help you with your search.

Name
Address
Contact

Founders Alliance Mortgage

22400 Barton Rd

Grand Terrace CA 92313

(909) 783-1349

Dominion Capital Mortgage Group

12210 Michigan St

Grand Terrace CA 92313

(909) 433-9687

Inland Home Mortgage & Realty

22779 Vista Grande Way

Grand Terrace CA 92313

(909) 289-9520

Wright Financial

22545 Barton Rd

Grand Terrace CA 92313

(909) 370-2929

susanwright@wrightfinancial.com

Miller Associates

22797 Barton Rd

Grand Terrace CA 92313

(909) 825-1300

Address

22400 Barton Rd

Grand Terrace CA

Contact

(909) 783-1349

Address

12210 Michigan St

Grand Terrace CA

Contact

(909) 433-9687

Address

22779 Vista Grande Way

Grand Terrace CA

Contact

(909) 289-9520

News on Mortgages and Reverse Mortgages for Grand Terrace, California 92313