Compare Today’s Mortgage Rates for Granite Bay, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Granite Bay, California 95746. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $124,040 or $345 / month in Granite Bay and surrounding areas of Placer county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Granite Bay, California 95746.

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Summary of Average Mortgage Terms in Granite Bay, California 95746

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Granite Bay, CA 95746, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Granite Bay, California 95746 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Granite Bay, California and around Placer county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Granite Bay, California 95746

If you’re looking to buy a new home in Granite Bay, we have compiled a list of the leading mortgage brokers around Granite Bay, California 95746 to help you with your search.

Name
Address
Contact

First Advantage Mortgage

8421 Auburn Folsom Rd

Granite Bay CA 95746

(916) 735-5626

Windsor Financial Services

6887 Douglas Blvd

Granite Bay CA 95746

(916) 797-1180

http://www.windsorfs.com/

Priority 1st Mortgage

5930 Granite Lake Dr

Granite Bay CA 95746

(916) 771-9090

http://www.PRIORITY1STMORTGAGE.com

Pulte Homes

4196 Douglas Blvd

Granite Bay CA 95746

(916) 746-6100

http://www.pulte.com

Sierra Pacific Mortgage Co.

6811 Douglas Blvd

Granite Bay CA 95746

(916) 773-7151

bpeterson1958@gmail.com

Address

8421 Auburn Folsom Rd

Granite Bay CA

Contact

(916) 735-5626

Address

6887 Douglas Blvd

Granite Bay CA

Contact

(916) 797-1180

http://www.windsorfs.com/

Address

5930 Granite Lake Dr

Granite Bay CA

Contact

(916) 771-9090

http://www.PRIORITY1STMORTGAGE.com

News on Mortgages and Reverse Mortgages for Granite Bay, California 95746