Compare Today’s Mortgage Rates in Granite Bay, California 95746
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Granite Bay, California 95746.
Our search engine thoroughly explores all home mortgage options in Granite Bay, California 95746, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $60,868 in lifetime cash or $169 per month in Granite Bay and other areas of Placer county.
Summary of Average Mortgages in Granite Bay, California 95746
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Interactive Mortgage Rate Projections for Granite Bay, California 95746
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Granite Bay, CA 95746. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Granite Bay, California 95746 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Granite Bay, California and around Placer county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Granite Bay, California 95746
For those searching for a new home in Granite Bay, we have compiled a list of the top mortgage brokers located in and around Granite Bay, California 95746 to assist you with your search.
First Advantage Mortgage
8421 Auburn Folsom Rd
Granite Bay CA 95746
(916) 735-5626
Windsor Financial Services
6887 Douglas Blvd
Granite Bay CA 95746
(916) 797-1180
http://www.windsorfs.com/
Priority 1st Mortgage
5930 Granite Lake Dr
Granite Bay CA 95746
(916) 771-9090
http://www.PRIORITY1STMORTGAGE.com
Pulte Homes
4196 Douglas Blvd
Granite Bay CA 95746
(916) 746-6100
http://www.pulte.com
Sierra Pacific Mortgage Co.
6811 Douglas Blvd
Granite Bay CA 95746
(916) 773-7151
bpeterson1958@gmail.com
Address
8421 Auburn Folsom Rd
Granite Bay CA
Contact
(916) 735-5626
Address
6887 Douglas Blvd
Granite Bay CA
Contact
(916) 797-1180
http://www.windsorfs.com/
Address
5930 Granite Lake Dr
Granite Bay CA
Contact
(916) 771-9090
http://www.PRIORITY1STMORTGAGE.com