Compare Today’s Mortgage Rates in Graton, California 95444
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Graton, California 95444.
Our search engine thoroughly explores all home mortgage options in Graton, California 95444, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $22,122 in lifetime cash or $61 per month in Graton and other areas of Sonoma county.
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Summary of Average Mortgages in Graton, California 95444
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Graton, California 95444
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Graton, CA 95444. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Graton, California 95444 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Graton, California and around Sonoma county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
| avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
| % 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
| avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
| Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
| Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
| Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
| % First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
| Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Graton, California 95444
For those searching for a new home in Graton, we have compiled a list of the top mortgage brokers located in and around Graton, California 95444 to assist you with your search.
Name
Address
Contact
Green Valley Mortgage
8989 Graton Rd
Graton CA 95444
(707) 823-4545
http://www.greenvalleymortgage.biz
Golden Bear Financial
16001 Healdsburg Ave
Healdsburg CA 95444
(707) 433-9143
jtah179@cs.com
RMC Vanguard Mortgage
521 Westmont Ct
Healdsburg CA 95444
(707) 395-0343
Community First Real Estate
16215 Main St
Guerneville CA 95444
(707) 869-9127
River Mortgage
16315 Main St
Guerneville CA 95444
(707) 869-5626
http://homeloans-usa.com
Address
8989 Graton Rd
Graton CA
Contact
(707) 823-4545
http://www.greenvalleymortgage.biz
Address
16001 Healdsburg Ave
Healdsburg CA
Contact
(707) 433-9143
jtah179@cs.com
Address
521 Westmont Ct
Healdsburg CA
Contact
(707) 395-0343