Compare Today’s Mortgage Rates for Gridley, California

Pureloan searches mortgage lenders and major banks in Gridley, California 95948 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,989 or $25 / month is expected in Gridley and other areas of Butte county.

Pureloan’s search engine explores all home mortgage options in Gridley, California 95948, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Gridley, California 95948

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Gridley, CA 95948, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Gridley, California 95948 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Gridley, California and around Butte county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Gridley, California 95948

If you’re looking to buy a new home in Gridley, we have compiled a list of the leading mortgage brokers around Gridley, California 95948 to help you with your search.

Name
Address
Contact

Academy Mortgage

21 E Gridley Rd

Gridley CA 95948

(530) 846-3386

Summit Funding

21 E Gridley Rd

Gridley CA 95948

(530) 846-3386

Ruiz Financing Services

996 Spruce St

Gridley CA 95948

(530) 846-5273

Allied Cash Advance

1516 State Highway 99

Gridley CA 95948

(530) 846-9591

148@alliedbranch.com

Broadstreet Financial Group

200 Providence Mine Rd

Nevada City CA 95948

(530) 265-2860

info@bsfg.net

Address

21 E Gridley Rd

Gridley CA

Contact

(530) 846-3386

Address

21 E Gridley Rd

Gridley CA

Contact

(530) 846-3386

Address

996 Spruce St

Gridley CA

Contact

(530) 846-5273

News on Mortgages and Reverse Mortgages for Gridley, California 95948