Compare Today’s Mortgage Rates in Gualala, California 95445
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Gualala, California 95445.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Gualala, California 95445. For a 30-year fixed loan, our calculations show that you can expect to save up to $16,682 over the lifetime of your mortgage, which translates to a monthly savings of $46 in Gualala and other areas of Mendocino county.
Summary of Average Mortgages in Gualala, California 95445
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Interactive Mortgage Rate Projections for Gualala, California 95445
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Gualala, CA 95445. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Gualala, California 95445 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Gualala, California and around Mendocino county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Gualala, California 95445
For those searching for a new home in Gualala, we have compiled a list of the top mortgage brokers located in and around Gualala, California 95445 to assist you with your search.
Cottingham Mortgage
39126 Ocean Dr
Gualala CA 95445
(707) 884-9664
http://www.cottinghamloans.com/
Residential Pacific Mortgage
39150 Ocean Dr
Gualala CA 95445
(707) 884-5300
http://www.rpm-mtg.com/
Open Realty Service
107 S Main St
Lakeport CA 95445
(707) 263-8809
http://www.openrealtyservices.com
Guild Mortgage
341 Lakeport Blvd
Lakeport CA 95445
(707) 263-9145
Day Mortgage
16170 Main St
Lower Lake CA 95445
(707) 994-2269
Address
39126 Ocean Dr
Gualala CA
Contact
(707) 884-9664
http://www.cottinghamloans.com/
Address
39150 Ocean Dr
Gualala CA
Contact
(707) 884-5300
http://www.rpm-mtg.com/
Address
107 S Main St
Lakeport CA
Contact
(707) 263-8809
http://www.openrealtyservices.com