Compare Today’s Mortgage Rates for Guatay, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Guatay, California 91931. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $27,065 or $75 / month in Guatay and other areas of San Diego county.
Our search engine explores all home mortgage options in Guatay, California 91931, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Guatay, California 91931
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Guatay, CA 91931, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Guatay, California 91931 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Guatay, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.14% | 93.52% | 91.99% | 95.94% | 96.18% | 95.97% | 95.98% | 96.02% |
| avg mortgage rate | 4.92% | 4.68% | 3.92% | 4.02% | 4.47% | 4.14% | 3.97% | 4.21% |
| % 15 year fixed mortgage | 5.91% | 6.17% | 8.01% | 3.39% | 3.61% | 3.61% | 3.44% | 2.99% |
| avg mortgage rate | 4.32% | 3.92% | 3.35% | 3.29% | 3.49% | 3.23% | 3.22% | 3.44% |
| Avg credit score | 767.76 | 762.18 | 764.13 | 761.13 | 756.16 | 756.88 | 753.32 | 749.29 |
| Avg LTV (loan to value) | 68.77% | 70.72% | 71.43% | 74.07% | 74.19% | 73.46% | 73.53% | 74.86% |
| Avg DTI (debt to income) | 38.64 | 37.36 | 35.58 | 36.81 | 38.80 | 39.49 | 39.88 | 40.56 |
| % First time homebuyer | 49.88% | 50.31% | 41.46% | 45.60% | 44.59% | 46.28% | 42.64% | 50.25% |
| Avg mortgage insurance % | 1.60% | 2.17% | 2.71% | 4.18% | 4.96% | 4.81% | 5.13% | 6.01% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Guatay, California 91931
If you’re looking to buy a new home in Guatay, we have compiled a list of the leading mortgage brokers around Guatay, California 91931 to help you with your search.
Name
Address
Contact
Moneytree
1070 13th St
Imperial Beach CA 91931
(619) 429-6669
customerservice@moneytreeinc.com
Sun Cash
730 H St
Chula Vista CA 91931
(619) 426-3888
info@moneyinminutes.com
Quick Stop Mortgage
569 3rd Ave
Chula Vista CA 91931
(619) 827-1701
advertiz@electriciti.com
Springleaf Financial Services
565 Telegraph Canyon Rd
Chula Vista CA 91931
(619) 421-1717
compliancehelpline@slfs.com
Point Mortgage
864 Amena Ct
Chula Vista CA 91931
(619) 934-5977
http://www.pmcloans.com/
Address
1070 13th St
Imperial Beach CA
Contact
(619) 429-6669
customerservice@moneytreeinc.com
Address
730 H St
Chula Vista CA
Contact
(619) 426-3888
info@moneyinminutes.com
Address
569 3rd Ave
Chula Vista CA
Contact
(619) 827-1701
advertiz@electriciti.com