Compare Today’s Mortgage Rates for Guatay, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Guatay, California 91931. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $27,065 or $75 / month in Guatay and other areas of San Diego county.

Our search engine explores all home mortgage options in Guatay, California 91931, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Guatay, California 91931

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Guatay, CA 91931, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Guatay, California 91931 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Guatay, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.14% 93.52% 91.99% 95.94% 96.18% 95.97% 95.98% 96.02%
avg mortgage rate 4.92% 4.68% 3.92% 4.02% 4.47% 4.14% 3.97% 4.21%
% 15 year fixed mortgage 5.91% 6.17% 8.01% 3.39% 3.61% 3.61% 3.44% 2.99%
avg mortgage rate 4.32% 3.92% 3.35% 3.29% 3.49% 3.23% 3.22% 3.44%
Avg credit score 767.76 762.18 764.13 761.13 756.16 756.88 753.32 749.29
Avg LTV (loan to value) 68.77% 70.72% 71.43% 74.07% 74.19% 73.46% 73.53% 74.86%
Avg DTI (debt to income) 38.64 37.36 35.58 36.81 38.80 39.49 39.88 40.56
% First time homebuyer 49.88% 50.31% 41.46% 45.60% 44.59% 46.28% 42.64% 50.25%
Avg mortgage insurance % 1.60% 2.17% 2.71% 4.18% 4.96% 4.81% 5.13% 6.01%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Guatay, California 91931

If you’re looking to buy a new home in Guatay, we have compiled a list of the leading mortgage brokers around Guatay, California 91931 to help you with your search.

Name
Address
Contact

Moneytree

1070 13th St

Imperial Beach CA 91931

(619) 429-6669

customerservice@moneytreeinc.com

Sun Cash

730 H St

Chula Vista CA 91931

(619) 426-3888

info@moneyinminutes.com

Quick Stop Mortgage

569 3rd Ave

Chula Vista CA 91931

(619) 827-1701

advertiz@electriciti.com

Springleaf Financial Services

565 Telegraph Canyon Rd

Chula Vista CA 91931

(619) 421-1717

compliancehelpline@slfs.com

Point Mortgage

864 Amena Ct

Chula Vista CA 91931

(619) 934-5977

http://www.pmcloans.com/

Address

1070 13th St

Imperial Beach CA

Contact

(619) 429-6669

customerservice@moneytreeinc.com

Address

730 H St

Chula Vista CA

Contact

(619) 426-3888

info@moneyinminutes.com

Address

569 3rd Ave

Chula Vista CA

Contact

(619) 827-1701

advertiz@electriciti.com

News on Mortgages and Reverse Mortgages for Guatay, California 91931