Compare Today’s Mortgage Rates in Guatay, California 91931
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Guatay, California 91931.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $12,693 over the lifetime of your 30-year fixed loan, or a monthly savings of $35 in Guatay and other areas of San Diego county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
32.835047
-116.512733
38015
Summary of Average Mortgages in Guatay, California 91931
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Guatay, California 91931
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Guatay, California 91931
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Guatay, CA 91931. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Guatay, California 91931 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Guatay, California and around San Diego county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 99.68% | 98.59% | 98.88% | 97.95% | 97.88% | 97.02% | 97.13% | 98.06% | 97.50% |
| avg mortgage rate | 6.34% | 4.43% | 3.00% | 3.34% | 4.38% | 4.63% | 4.29% | 4.01% | 4.16% |
| % 15 year fixed mortgage | 0.32% | 1.22% | 0.99% | 1.49% | 1.53% | 2.36% | 2.40% | 1.34% | 2.06% |
| avg mortgage rate | 5.63% | 3.12% | 2.29% | 2.95% | 3.82% | 3.87% | 3.47% | 3.09% | 3.31% |
| Avg credit score | 760.42 | 756.97 | 756.24 | 759.24 | 751.36 | 753.21 | 751.03 | 747.56 | 767.99 |
| Avg LTV (loan to value) | 78.87% | 79.76% | 81.58% | 80.82% | 79.42% | 77.50% | 77.46% | 78.76% | 78.69% |
| Avg DTI (debt to income) | 41.31 | 40.45 | 38.93 | 38.90 | 39.85 | 39.94 | 38.12 | 38.62 | 38.73 |
| % First time homebuyer | 54.31% | 52.25% | 46.14% | 46.92% | 44.77% | 37.02% | 34.73% | 35.24% | 34.61% |
| Avg mortgage insurance % | 13.95% | 12.27% | 12.51% | 11.99% | 10.86% | 8.98% | 8.19% | 9.22% | 9.05% |
Best Mortgage Brokers around Guatay, California 91931
For those searching for a new home in Guatay, we have compiled a list of the top mortgage brokers located in and around Guatay, California 91931 to assist you with your search.
Name
Address
Contact
Moneytree
1070 13th St
Imperial Beach CA 91931
(619) 429-6669
customerservice@moneytreeinc.com
Sun Cash
730 H St
Chula Vista CA 91931
(619) 426-3888
info@moneyinminutes.com
Quick Stop Mortgage
569 3rd Ave
Chula Vista CA 91931
(619) 827-1701
advertiz@electriciti.com
Springleaf Financial Services
565 Telegraph Canyon Rd
Chula Vista CA 91931
(619) 421-1717
compliancehelpline@slfs.com
Point Mortgage
864 Amena Ct
Chula Vista CA 91931
(619) 934-5977
http://www.pmcloans.com/
Address
1070 13th St
Imperial Beach CA
Contact
(619) 429-6669
customerservice@moneytreeinc.com
Address
730 H St
Chula Vista CA
Contact
(619) 426-3888
info@moneyinminutes.com
Address
569 3rd Ave
Chula Vista CA
Contact
(619) 827-1701
advertiz@electriciti.com