Compare Today’s Mortgage Rates for Guerneville, California

Pureloan searches mortgage lenders and major banks in Guerneville, California 95446 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $19,327 or $54 / month is expected in Guerneville and other areas of Sonoma county.

Pureloan’s search engine explores all home mortgage options in Guerneville, California 95446, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Guerneville, California 95446

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Guerneville, CA 95446, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Guerneville, California 95446 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Guerneville, California and around Sonoma county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Guerneville, California 95446

If you’re looking to buy a new home in Guerneville, we have compiled a list of the leading mortgage brokers around Guerneville, California 95446 to help you with your search.

Name
Address
Contact

Home Loans USA

16315 Main St

Guerneville CA 95446

(707) 869-5626

River Mortgage

16315 Main St

Guerneville CA 95446

(707) 869-5626

http://homeloans-usa.com

Community First Real Estate

16215 Main St

Guerneville CA 95446

(707) 869-9127

Open Realty Service

107 S Main St

Lakeport CA 95446

(707) 263-8809

http://www.openrealtyservices.com

Guild Mortgage

341 Lakeport Blvd

Lakeport CA 95446

(707) 263-9145

Address

16315 Main St

Guerneville CA

Contact

(707) 869-5626

Address

16315 Main St

Guerneville CA

Contact

(707) 869-5626

http://homeloans-usa.com

Address

16215 Main St

Guerneville CA

Contact

(707) 869-9127

News on Mortgages and Reverse Mortgages for Guerneville, California 95446