Compare Today’s Mortgage Rates for Guerneville, California
Pureloan searches mortgage lenders and major banks in Guerneville, California 95446 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $19,327 or $54 / month is expected in Guerneville and other areas of Sonoma county.
Pureloan’s search engine explores all home mortgage options in Guerneville, California 95446, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Guerneville, California 95446
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Guerneville, California 95446
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Guerneville, CA 95446, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Guerneville, California 95446 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Guerneville, California and around Sonoma county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Guerneville, California 95446
If you’re looking to buy a new home in Guerneville, we have compiled a list of the leading mortgage brokers around Guerneville, California 95446 to help you with your search.
Name
Address
Contact
Home Loans USA
16315 Main St
Guerneville CA 95446
(707) 869-5626
River Mortgage
16315 Main St
Guerneville CA 95446
(707) 869-5626
http://homeloans-usa.com
Community First Real Estate
16215 Main St
Guerneville CA 95446
(707) 869-9127
Open Realty Service
107 S Main St
Lakeport CA 95446
(707) 263-8809
http://www.openrealtyservices.com
Guild Mortgage
341 Lakeport Blvd
Lakeport CA 95446
(707) 263-9145
Address
16315 Main St
Guerneville CA
Contact
(707) 869-5626
Address
16315 Main St
Guerneville CA
Contact
(707) 869-5626
http://homeloans-usa.com
Address
16215 Main St
Guerneville CA
Contact
(707) 869-9127