Compare Today’s Mortgage Rates for Hat Creek, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Hat Creek, California 96040. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,952 or $22 / month in Hat Creek and surrounding areas of Shasta county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Hat Creek, California 96040.

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Summary of Average Mortgage Terms in Hat Creek, California 96040

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Hat Creek, CA 96040, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Hat Creek, California 96040 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Hat Creek, California and around Shasta county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 92.52% 89.26% 91.46% 93.90% 91.75% 93.45% 92.70% 94.86%
avg mortgage rate 4.99% 4.78% 4.04% 4.03% 4.54% 4.21% 4.02% 4.24%
% 15 year fixed mortgage 6.37% 9.51% 6.65% 4.69% 6.64% 5.36% 6.06% 4.11%
avg mortgage rate 4.40% 4.08% 3.45% 3.35% 3.63% 3.46% 3.36% 3.79%
Avg credit score 763.80 770.59 766.41 766.06 754.18 753.59 751.89 752.77
Avg LTV (loan to value) 73.15% 74.88% 76.78% 77.89% 78.94% 80.64% 80.32% 80.39%
Avg DTI (debt to income) 34.49 34.53 33.28 33.38 35.12 35.67 36.09 35.16
% First time homebuyer 22.16% 21.47% 17.09% 22.30% 27.36% 27.58% 25.16% 30.82%
Avg mortgage insurance % 1.21% 3.12% 4.22% 7.24% 10.22% 11.20% 11.07% 10.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Hat Creek, California 96040

If you’re looking to buy a new home in Hat Creek, we have compiled a list of the leading mortgage brokers around Hat Creek, California 96040 to help you with your search.

Name
Address
Contact

OneMain Financial

1355 Churn Creek Rd

Redding CA 96040

(530) 223-9850

http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html

Omega Mortgage Group

1181 Hilltop Dr

Redding CA 96040

(530) 223-1400

info@omglending.com

Shawn Patterson - Primary Residential Mortgage, Inc.

1003 Dana Dr

Redding CA 96040

(530) 605-3799

http://www.primaryresidentialmortgage.com/

Springleaf Financial Services

107 Lake Blvd

Redding CA 96040

(530) 244-2615

compliancehelpline@slfs.com

Megastar Financial Corporation

920 Hilltop Dr

Redding CA 96040

(530) 221-7700

http://www.megastarfinancial.com

Address

1355 Churn Creek Rd

Redding CA

Contact

(530) 223-9850

http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html

Address

1181 Hilltop Dr

Redding CA

Contact

(530) 223-1400

info@omglending.com

Address

1003 Dana Dr

Redding CA

Contact

(530) 605-3799

http://www.primaryresidentialmortgage.com/

News on Mortgages and Reverse Mortgages for Hat Creek, California 96040