Compare Today’s Mortgage Rates for Hat Creek, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Hat Creek, California 96040. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,952 or $22 / month in Hat Creek and surrounding areas of Shasta county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Hat Creek, California 96040.
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Summary of Average Mortgage Terms in Hat Creek, California 96040
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Hat Creek, CA 96040, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Hat Creek, California 96040 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Hat Creek, California and around Shasta county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.52% | 89.26% | 91.46% | 93.90% | 91.75% | 93.45% | 92.70% | 94.86% |
| avg mortgage rate | 4.99% | 4.78% | 4.04% | 4.03% | 4.54% | 4.21% | 4.02% | 4.24% |
| % 15 year fixed mortgage | 6.37% | 9.51% | 6.65% | 4.69% | 6.64% | 5.36% | 6.06% | 4.11% |
| avg mortgage rate | 4.40% | 4.08% | 3.45% | 3.35% | 3.63% | 3.46% | 3.36% | 3.79% |
| Avg credit score | 763.80 | 770.59 | 766.41 | 766.06 | 754.18 | 753.59 | 751.89 | 752.77 |
| Avg LTV (loan to value) | 73.15% | 74.88% | 76.78% | 77.89% | 78.94% | 80.64% | 80.32% | 80.39% |
| Avg DTI (debt to income) | 34.49 | 34.53 | 33.28 | 33.38 | 35.12 | 35.67 | 36.09 | 35.16 |
| % First time homebuyer | 22.16% | 21.47% | 17.09% | 22.30% | 27.36% | 27.58% | 25.16% | 30.82% |
| Avg mortgage insurance % | 1.21% | 3.12% | 4.22% | 7.24% | 10.22% | 11.20% | 11.07% | 10.93% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Hat Creek, California 96040
If you’re looking to buy a new home in Hat Creek, we have compiled a list of the leading mortgage brokers around Hat Creek, California 96040 to help you with your search.
OneMain Financial
1355 Churn Creek Rd
Redding CA 96040
(530) 223-9850
http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html
Omega Mortgage Group
1181 Hilltop Dr
Redding CA 96040
(530) 223-1400
info@omglending.com
Shawn Patterson - Primary Residential Mortgage, Inc.
1003 Dana Dr
Redding CA 96040
(530) 605-3799
http://www.primaryresidentialmortgage.com/
Springleaf Financial Services
107 Lake Blvd
Redding CA 96040
(530) 244-2615
compliancehelpline@slfs.com
Megastar Financial Corporation
920 Hilltop Dr
Redding CA 96040
(530) 221-7700
http://www.megastarfinancial.com
Address
1355 Churn Creek Rd
Redding CA
Contact
(530) 223-9850
http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html
Address
1181 Hilltop Dr
Redding CA
Contact
(530) 223-1400
info@omglending.com
Address
1003 Dana Dr
Redding CA
Contact
(530) 605-3799
http://www.primaryresidentialmortgage.com/