Compare Today’s Mortgage Rates in Hat Creek, California 96040
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Hat Creek, California 96040.
Our search engine thoroughly explores all home mortgage options in Hat Creek, California 96040, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,151 in lifetime cash or $25 per month in Hat Creek and other areas of Shasta county.
Summary of Average Mortgages in Hat Creek, California 96040
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Interactive Mortgage Rate Projections for Hat Creek, California 96040
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hat Creek, CA 96040. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hat Creek, California 96040 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hat Creek, California and around Shasta county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.91% | 96.83% | 96.78% | 94.83% | 94.89% | 92.82% | 93.95% | 92.72% | 93.63% |
| avg mortgage rate | 6.53% | 4.66% | 3.12% | 3.54% | 4.61% | 4.75% | 4.31% | 4.02% | 4.20% |
| % 15 year fixed mortgage | 2.09% | 2.45% | 2.58% | 4.48% | 4.60% | 6.49% | 4.72% | 6.04% | 5.34% |
| avg mortgage rate | 6.09% | 4.09% | 2.51% | 3.25% | 3.95% | 4.22% | 3.68% | 3.36% | 3.46% |
| Avg credit score | 751.99 | 751.56 | 752.99 | 754.59 | 761.77 | 754.34 | 752.00 | 751.96 | 752.77 |
| Avg LTV (loan to value) | 79.66% | 79.71% | 80.93% | 81.16% | 78.25% | 78.39% | 79.35% | 80.32% | 80.58% |
| Avg DTI (debt to income) | 37.91 | 37.30 | 36.01 | 36.18 | 37.46 | 37.03 | 35.40 | 36.10 | 35.77 |
| % First time homebuyer | 38.74% | 32.52% | 30.70% | 33.79% | 31.67% | 26.24% | 27.85% | 25.23% | 27.93% |
| Avg mortgage insurance % | 12.47% | 12.49% | 11.56% | 12.18% | 11.06% | 8.87% | 10.54% | 11.04% | 10.86% |
Best Mortgage Brokers around Hat Creek, California 96040
For those searching for a new home in Hat Creek, we have compiled a list of the top mortgage brokers located in and around Hat Creek, California 96040 to assist you with your search.
OneMain Financial
1355 Churn Creek Rd
Redding CA 96040
(530) 223-9850
http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html
Omega Mortgage Group
1181 Hilltop Dr
Redding CA 96040
(530) 223-1400
info@omglending.com
Shawn Patterson - Primary Residential Mortgage, Inc.
1003 Dana Dr
Redding CA 96040
(530) 605-3799
http://www.primaryresidentialmortgage.com/
Springleaf Financial Services
107 Lake Blvd
Redding CA 96040
(530) 244-2615
compliancehelpline@slfs.com
Megastar Financial Corporation
920 Hilltop Dr
Redding CA 96040
(530) 221-7700
http://www.megastarfinancial.com
Address
1355 Churn Creek Rd
Redding CA
Contact
(530) 223-9850
http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html
Address
1181 Hilltop Dr
Redding CA
Contact
(530) 223-1400
info@omglending.com
Address
1003 Dana Dr
Redding CA
Contact
(530) 605-3799
http://www.primaryresidentialmortgage.com/