Compare Today’s Mortgage Rates in Heber, California 92249
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Heber, California 92249.
Our search engine thoroughly explores all home mortgage options in Heber, California 92249, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,947 in lifetime cash or $28 per month in Heber and other areas of Imperial county.
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Summary of Average Mortgages in Heber, California 92249
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Heber, California 92249
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Heber, CA 92249. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Heber, California 92249 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Heber, California and around Imperial county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.01% | 96.86% | 96.10% | 94.10% | 95.30% | 94.45% | 93.51% | 93.79% | 91.38% |
avg mortgage rate | 6.36% | 4.48% | 3.02% | 3.42% | 4.50% | 4.70% | 4.29% | 4.01% | 4.16% |
% 15 year fixed mortgage | 2.04% | 2.36% | 2.66% | 4.04% | 3.77% | 4.43% | 4.93% | 4.83% | 7.37% |
avg mortgage rate | 5.80% | 3.57% | 2.42% | 2.95% | 3.83% | 4.04% | 3.53% | 3.24% | 3.37% |
Avg credit score | 756.75 | 759.92 | 758.53 | 761.61 | 753.98 | 756.27 | 751.95 | 752.99 | 759.41 |
Avg LTV (loan to value) | 76.91% | 76.71% | 77.83% | 76.40% | 76.95% | 75.00% | 75.87% | 75.92% | 74.50% |
Avg DTI (debt to income) | 39.80 | 38.98 | 37.12 | 36.98 | 38.51 | 38.10 | 37.11 | 36.57 | 36.51 |
% First time homebuyer | 36.46% | 31.17% | 28.62% | 24.72% | 26.41% | 22.38% | 20.93% | 20.75% | 17.80% |
Avg mortgage insurance % | 10.57% | 9.78% | 9.25% | 8.23% | 8.65% | 6.39% | 6.42% | 6.68% | 5.29% |
Best Mortgage Brokers around Heber, California 92249
For those searching for a new home in Heber, we have compiled a list of the top mortgage brokers located in and around Heber, California 92249 to assist you with your search.
Name
Address
Contact
Patty O'Connor Mortgage Group
78065 Main St
La Quinta CA 92249
(760) 564-8808
Wells Fargo Financial Accptnce
78590 Highway 111
La Quinta CA 92249
(760) 771-1466
Power Finances Assoc
51370 Avenida Bermudas
La Quinta CA 92249
(760) 564-8470
PHH Mortgage
78297 Highway 111
La Quinta CA 92249
(760) 564-0309
customerservice@mortgageservices.com
Rinker Financial
43576 Washington St
La Quinta CA 92249
(760) 777-9993
rinkerfinancial@gmail.com
Address
78065 Main St
La Quinta CA
Contact
(760) 564-8808
Address
78590 Highway 111
La Quinta CA
Contact
(760) 771-1466
Address
51370 Avenida Bermudas
La Quinta CA
Contact
(760) 564-8470