Compare Today’s Mortgage Rates in Herald, California 95638
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Herald, California 95638.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $22,122 over the lifetime of your 30-year fixed loan, or a monthly savings of $61 in Herald and other areas of Sacramento county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Herald, California 95638
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Interactive Mortgage Rate Projections for Herald, California 95638
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Herald, CA 95638. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Herald, California 95638 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Herald, California and around Sacramento county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Herald, California 95638
For those searching for a new home in Herald, we have compiled a list of the top mortgage brokers located in and around Herald, California 95638 to assist you with your search.
Choice Property Management
1166 Secret Lake Loop
Lincoln CA 95638
(916) 258-2215
stanmichaels@sbcglobal.net
Lighthouse Mortgage Company
473 East Ave
Lincoln CA 95638
(916) 434-8915
http://www.lighthousemortgageco.com/
Optimum Mortgage
363 Lincoln Blvd
Lincoln CA 95638
(916) 645-6333
http://americanhomere.com
Lincoln Mortgage
605 Lincoln Blvd
Lincoln CA 95638
(916) 645-5688
http://www.lincoln-mortgage.com/
Maidu Financial
543 Lincoln Blvd
Lincoln CA 95638
(916) 434-8000
yahmoneemaidu@maidufinancial.com
Address
1166 Secret Lake Loop
Lincoln CA
Contact
(916) 258-2215
stanmichaels@sbcglobal.net
Address
473 East Ave
Lincoln CA
Contact
(916) 434-8915
http://www.lighthousemortgageco.com/
Address
363 Lincoln Blvd
Lincoln CA
Contact
(916) 645-6333
http://americanhomere.com