Compare Today’s Mortgage Rates for Herald, California

Pureloan searches mortgage lenders and major banks in Herald, California 95638 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $26,206 or $73 / month is expected in Herald and other areas of Sacramento county.

Pureloan’s search engine explores all home mortgage options in Herald, California 95638, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Herald, California 95638

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Herald, CA 95638, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Herald, California 95638 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Herald, California and around Sacramento county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Herald, California 95638

If you’re looking to buy a new home in Herald, we have compiled a list of the leading mortgage brokers around Herald, California 95638 to help you with your search.

Name
Address
Contact

Choice Property Management

1166 Secret Lake Loop

Lincoln CA 95638

(916) 258-2215

stanmichaels@sbcglobal.net

Lighthouse Mortgage Company

473 East Ave

Lincoln CA 95638

(916) 434-8915

http://www.lighthousemortgageco.com/

Optimum Mortgage

363 Lincoln Blvd

Lincoln CA 95638

(916) 645-6333

http://americanhomere.com

Lincoln Mortgage

605 Lincoln Blvd

Lincoln CA 95638

(916) 645-5688

http://www.lincoln-mortgage.com/

Maidu Financial

543 Lincoln Blvd

Lincoln CA 95638

(916) 434-8000

yahmoneemaidu@maidufinancial.com

Address

1166 Secret Lake Loop

Lincoln CA

Contact

(916) 258-2215

stanmichaels@sbcglobal.net

Address

473 East Ave

Lincoln CA

Contact

(916) 434-8915

http://www.lighthousemortgageco.com/

Address

363 Lincoln Blvd

Lincoln CA

Contact

(916) 645-6333

http://americanhomere.com

News on Mortgages and Reverse Mortgages for Herald, California 95638