Compare Today’s Mortgage Rates for Hermosa Beach, California
Pureloan searches mortgage lenders and major banks in Hermosa Beach, California 90254 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $269,003 or $747 / month is expected in Hermosa Beach and other areas of Los Angeles county.
Pureloan’s search engine explores all home mortgage options in Hermosa Beach, California 90254, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Hermosa Beach, California 90254
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Hermosa Beach, CA 90254, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Hermosa Beach, California 90254 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Hermosa Beach, California and around Los Angeles county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.00% | 95.23% | 95.16% | 96.62% | 96.73% | 95.89% | 97.64% | 98.53% |
| avg mortgage rate | 5.03% | 4.74% | 4.01% | 4.10% | 4.53% | 4.19% | 4.06% | 4.29% |
| % 15 year fixed mortgage | 3.07% | 4.36% | 4.45% | 2.85% | 3.00% | 3.87% | 1.92% | 1.33% |
| avg mortgage rate | 4.46% | 4.02% | 3.37% | 3.31% | 3.51% | 3.35% | 3.27% | 3.32% |
| Avg credit score | 756.76 | 761.06 | 759.14 | 758.68 | 755.28 | 755.50 | 754.09 | 752.56 |
| Avg LTV (loan to value) | 72.87% | 73.21% | 75.09% | 74.48% | 74.32% | 73.78% | 74.78% | 72.76% |
| Avg DTI (debt to income) | 36.76 | 36.40 | 35.81 | 35.98 | 37.33 | 37.21 | 37.73 | 38.22 |
| % First time homebuyer | 57.20% | 47.98% | 49.85% | 48.05% | 46.73% | 47.89% | 44.89% | 42.71% |
| Avg mortgage insurance % | 1.79% | 2.37% | 3.66% | 3.96% | 4.58% | 4.62% | 5.88% | 4.73% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Hermosa Beach, California 90254
If you’re looking to buy a new home in Hermosa Beach, we have compiled a list of the leading mortgage brokers around Hermosa Beach, California 90254 to help you with your search.
Nationwide Business Finance
141 Manhattan Ave
Hermosa Beach CA 90254
(310) 937-0302
http://nationwidebusinessfinance.com
Commercial Fleet Financing
936 Hermosa Ave
Hermosa Beach CA 90254
(310) 798-9884
http://www.fleetfinancing.com
Value Mortgage Plus
1901 Pacific Coast Hwy
Hermosa Beach CA 90254
(424) 237-1310
Provident Bank Mortgage
1601 Pacific Coast Hwy
Hermosa Beach CA 90254
(310) 373-9470
http://mtb.com
1st Los Angeles Mortgage
2615 Pacific Coast Hwy
Hermosa Beach CA 90254
(310) 937-4220
john.pianalto@1stlamortgage.com
Address
141 Manhattan Ave
Hermosa Beach CA
Contact
(310) 937-0302
http://nationwidebusinessfinance.com
Address
936 Hermosa Ave
Hermosa Beach CA
Contact
(310) 798-9884
http://www.fleetfinancing.com
Address
1901 Pacific Coast Hwy
Hermosa Beach CA
Contact
(424) 237-1310