Compare Today’s Mortgage Rates for Hermosa Beach, California

Pureloan searches mortgage lenders and major banks in Hermosa Beach, California 90254 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $269,003 or $747 / month is expected in Hermosa Beach and other areas of Los Angeles county.

Pureloan’s search engine explores all home mortgage options in Hermosa Beach, California 90254, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Hermosa Beach, California 90254

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Hermosa Beach, CA 90254, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Hermosa Beach, California 90254 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Hermosa Beach, California and around Los Angeles county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.00% 95.23% 95.16% 96.62% 96.73% 95.89% 97.64% 98.53%
avg mortgage rate 5.03% 4.74% 4.01% 4.10% 4.53% 4.19% 4.06% 4.29%
% 15 year fixed mortgage 3.07% 4.36% 4.45% 2.85% 3.00% 3.87% 1.92% 1.33%
avg mortgage rate 4.46% 4.02% 3.37% 3.31% 3.51% 3.35% 3.27% 3.32%
Avg credit score 756.76 761.06 759.14 758.68 755.28 755.50 754.09 752.56
Avg LTV (loan to value) 72.87% 73.21% 75.09% 74.48% 74.32% 73.78% 74.78% 72.76%
Avg DTI (debt to income) 36.76 36.40 35.81 35.98 37.33 37.21 37.73 38.22
% First time homebuyer 57.20% 47.98% 49.85% 48.05% 46.73% 47.89% 44.89% 42.71%
Avg mortgage insurance % 1.79% 2.37% 3.66% 3.96% 4.58% 4.62% 5.88% 4.73%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Hermosa Beach, California 90254

If you’re looking to buy a new home in Hermosa Beach, we have compiled a list of the leading mortgage brokers around Hermosa Beach, California 90254 to help you with your search.

Name
Address
Contact

Nationwide Business Finance

141 Manhattan Ave

Hermosa Beach CA 90254

(310) 937-0302

http://nationwidebusinessfinance.com

Commercial Fleet Financing

936 Hermosa Ave

Hermosa Beach CA 90254

(310) 798-9884

http://www.fleetfinancing.com

Value Mortgage Plus

1901 Pacific Coast Hwy

Hermosa Beach CA 90254

(424) 237-1310

Provident Bank Mortgage

1601 Pacific Coast Hwy

Hermosa Beach CA 90254

(310) 373-9470

http://mtb.com

1st Los Angeles Mortgage

2615 Pacific Coast Hwy

Hermosa Beach CA 90254

(310) 937-4220

john.pianalto@1stlamortgage.com

Address

141 Manhattan Ave

Hermosa Beach CA

Contact

(310) 937-0302

http://nationwidebusinessfinance.com

Address

936 Hermosa Ave

Hermosa Beach CA

Contact

(310) 798-9884

http://www.fleetfinancing.com

Address

1901 Pacific Coast Hwy

Hermosa Beach CA

Contact

(424) 237-1310

News on Mortgages and Reverse Mortgages for Hermosa Beach, California 90254