Compare Today’s Mortgage Rates for Hidden Valley Lake, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Hidden Valley Lake, California 95467. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $12,388 or $34 / month in Hidden Valley Lake and surrounding areas of Lake county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Hidden Valley Lake, California 95467.

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Summary of Average Mortgage Terms in Hidden Valley Lake, California 95467

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Hidden Valley Lake, CA 95467, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Hidden Valley Lake, California 95467 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Hidden Valley Lake, California and around Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Hidden Valley Lake, California 95467

If you’re looking to buy a new home in Hidden Valley Lake, we have compiled a list of the leading mortgage brokers around Hidden Valley Lake, California 95467 to help you with your search.

Name
Address
Contact

All California Mortgage

955 Broadway

Sonoma CA 95467

(707) 939-1616

http://www.allcalifornia.com

Wells Fargo Home Mortgage

535 W Napa St

Sonoma CA 95467

(707) 939-9078

http://www.wellsfargo.com/mortgage/

Wells Fargo Home Mortgage

472 5th St W

Sonoma CA 95467

(707) 938-1361

http://www.wellsfargo.com/mortgage/

Investors Trust Mortgage

531 1st St E

Sonoma CA 95467

(707) 996-4114

RPM Mortgage

651 1st St W

Sonoma CA 95467

(707) 343-9510

http://www.rpm-mtg.com/gumholtz

Address

955 Broadway

Sonoma CA

Contact

(707) 939-1616

http://www.allcalifornia.com

Address

535 W Napa St

Sonoma CA

Contact

(707) 939-9078

http://www.wellsfargo.com/mortgage/

Address

472 5th St W

Sonoma CA

Contact

(707) 938-1361

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Hidden Valley Lake, California 95467