Compare Today’s Mortgage Rates for Hilmar, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Hilmar, California 95324. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,388 or $34 / month in Hilmar and other areas of Merced county.
Our search engine explores all home mortgage options in Hilmar, California 95324, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Hilmar, California 95324
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Hilmar, CA 95324, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Hilmar, California 95324 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Hilmar, California and around Merced county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Hilmar, California 95324
If you’re looking to buy a new home in Hilmar, we have compiled a list of the leading mortgage brokers around Hilmar, California 95324 to help you with your search.
Name
Address
Contact
J D Financial
1410 California St
Escalon CA 95324
(209) 838-8080
rmartinezc21@yahoo.com
D & D Financial Service
1760 Main St
Escalon CA 95324
(209) 838-2878
First Choice Mortgage
497 5th St
Gustine CA 95324
(209) 854-9600
don@kscable.com
Amex Financial Service
13210 Wells Fargo Dr
Groveland CA 95324
(209) 962-5551
http://www.americanfin.net
Hi-Tek Real Estate & Home Loans
155 Darcy Pkwy
Lathrop CA 95324
(209) 858-5700
Address
1410 California St
Escalon CA
Contact
(209) 838-8080
rmartinezc21@yahoo.com
Address
1760 Main St
Escalon CA
Contact
(209) 838-2878
Address
497 5th St
Gustine CA
Contact
(209) 854-9600
don@kscable.com