Compare Today’s Mortgage Rates for Holy City, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Holy City, California 95026. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $27,924 or $78 / month in Holy City and surrounding areas of San Benito county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Holy City, California 95026.

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Summary of Average Mortgage Terms in Holy City, California 95026

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Holy City, CA 95026, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Holy City, California 95026 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Holy City, California and around San Benito county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Holy City, California 95026

If you’re looking to buy a new home in Holy City, we have compiled a list of the leading mortgage brokers around Holy City, California 95026 to help you with your search.

Name
Address
Contact

Vanwood Financial Services

502 Valley Way

Milpitas CA 95026

(408) 262-2242

Hector Aldana

391 Jacklin Rd

Milpitas CA 95026

(408) 941-8280

Milestone Mortgage Bankers

1313 N Milpitas Blvd

Milpitas CA 95026

(408) 945-9600

American Realstate Mortgage

98 S Abel St

Milpitas CA 95026

(408) 416-0489

Financial Service

506 Valley Way

Milpitas CA 95026

(408) 956-0911

Address

502 Valley Way

Milpitas CA

Contact

(408) 262-2242

Address

391 Jacklin Rd

Milpitas CA

Contact

(408) 941-8280

Address

1313 N Milpitas Blvd

Milpitas CA

Contact

(408) 945-9600

News on Mortgages and Reverse Mortgages for Holy City, California 95026