Compare Today’s Mortgage Rates for Hoopa, California
Pureloan searches mortgage lenders and major banks in Hoopa, California 95546 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $18,038 or $50 / month is expected in Hoopa and other areas of Humboldt county.
Pureloan’s search engine explores all home mortgage options in Hoopa, California 95546, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Hoopa, California 95546
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Hoopa, CA 95546, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Hoopa, California 95546 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Hoopa, California and around Humboldt county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Hoopa, California 95546
If you’re looking to buy a new home in Hoopa, we have compiled a list of the leading mortgage brokers around Hoopa, California 95546 to help you with your search.
Name
Address
Contact
Professional Mortgage Group
1036 5th St
Eureka CA 95546
(707) 445-9767
http://www.professionalmortgagegroup.com/
Humboldt Mortgage Company
2037 Harrison Ave
Eureka CA 95546
(707) 445-3027
mortgage@humboldt1.com
Bob's Humboldt Pawndemoni
2710 Broadway
Eureka CA 95546
(707) 407-0522
Equity Resources
525 E St
Eureka CA 95546
(707) 441-8809
http://equityresource.com
Reprop Financial
555 H St
Eureka CA 95546
(707) 444-7711
address@www.repropfinancial.com
Address
1036 5th St
Eureka CA
Contact
(707) 445-9767
http://www.professionalmortgagegroup.com/
Address
2037 Harrison Ave
Eureka CA
Contact
(707) 445-3027
mortgage@humboldt1.com
Address
2710 Broadway
Eureka CA
Contact
(707) 407-0522