Compare Today’s Mortgage Rates for Huntington Beach, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Huntington Beach, California 92615. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $31,545 or $88 / month in Huntington Beach and other areas of Orange county.

Our search engine explores all home mortgage options in Huntington Beach, California 92615, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Huntington Beach, California 92615

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Huntington Beach, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Huntington Beach, CA 92615, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Huntington Beach, CA

Historical Mortgage Rates for Huntington Beach, California 92615 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Huntington Beach, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Huntington Beach, California 92615

If you’re looking to buy a new home in Huntington Beach, we have compiled a list of the leading mortgage brokers around Huntington Beach, California 92615 to help you with your search.

Name
Address
Contact

Guaranteed Rate

17011 Beach Blvd

Huntington Beach CA 92615

(714) 868-5850

Student Loan Co.

17011 Beach Blvd

Huntington Beach CA 92615

(714) 698-6900

Premier Financial Network

2130 Main St

Huntington Beach CA 92615

(714) 962-3331

Crosslilne Capital

17011 Beach Blvd

Huntington Beach CA 92615

(714) 847-1200

http://crosslinecapital.com

Imortgage

7755 Center Ave

Huntington Beach CA 92615

(949) 382-4080

christina.long@imortgage.com

Address

17011 Beach Blvd

Huntington Beach CA

Contact

(714) 868-5850

Address

17011 Beach Blvd

Huntington Beach CA

Contact

(714) 698-6900

Address

2130 Main St

Huntington Beach CA

Contact

(714) 962-3331

News on Mortgages and Reverse Mortgages for Huntington Beach, California 92615