Compare Today’s Mortgage Rates in Huntington Beach, California 92647
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Huntington Beach, California 92647.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $31,914 over the lifetime of your 30-year fixed loan, or a monthly savings of $89 in Huntington Beach and other areas of Orange county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Huntington Beach, California 92647
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Huntington Beach, California 92647
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Huntington Beach, CA 92647. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Huntington Beach, California 92647 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Huntington Beach, California and around Orange county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.80% | 97.72% | 97.29% | 97.28% | 95.73% | 95.72% | 95.33% | 95.73% | 95.76% |
avg mortgage rate | 6.29% | 4.40% | 2.94% | 3.29% | 4.30% | 4.56% | 4.21% | 3.97% | 4.13% |
% 15 year fixed mortgage | 2.49% | 1.65% | 2.37% | 2.27% | 3.58% | 3.44% | 4.21% | 3.77% | 3.75% |
avg mortgage rate | 5.52% | 3.56% | 2.36% | 2.81% | 3.68% | 3.89% | 3.52% | 3.14% | 3.25% |
Avg credit score | 766.77 | 769.74 | 767.42 | 768.62 | 762.08 | 761.14 | 757.90 | 757.32 | 760.43 |
Avg LTV (loan to value) | 69.26% | 70.11% | 73.65% | 74.17% | 71.76% | 69.55% | 71.03% | 72.81% | 72.45% |
Avg DTI (debt to income) | 40.87 | 40.23 | 38.16 | 37.88 | 39.33 | 39.87 | 39.01 | 38.40 | 38.43 |
% First time homebuyer | 48.22% | 43.72% | 46.30% | 44.31% | 42.60% | 40.50% | 38.79% | 37.66% | 37.22% |
Avg mortgage insurance % | 7.29% | 6.25% | 6.59% | 7.51% | 6.86% | 4.80% | 5.05% | 5.67% | 4.43% |
Best Mortgage Brokers around Huntington Beach, California 92647
For those searching for a new home in Huntington Beach, we have compiled a list of the top mortgage brokers located in and around Huntington Beach, California 92647 to assist you with your search.
Name
Address
Contact
Huntington Funding Corporation
20082 Gothic Cir
Huntington Beach CA 92647
(714) 374-3690
Premiere Lender Service
8542 Masters Dr
Huntington Beach CA 92647
(949) 585-1970
Savello & Associates
9582 Velardo Dr
Huntington Beach CA 92647
(714) 965-0651
Tyler Huntington
20002 Brookhurst St
Huntington Beach CA 92647
(714) 968-2406
tyler.huntington@usbank.com
Tamara L. Partridge
20002 Brookhurst St
Huntington Beach CA 92647
(714) 378-2957
Address
20082 Gothic Cir
Huntington Beach CA
Contact
(714) 374-3690
Address
8542 Masters Dr
Huntington Beach CA
Contact
(949) 585-1970
Address
9582 Velardo Dr
Huntington Beach CA
Contact
(714) 965-0651