Compare Today’s Mortgage Rates for Huntington Beach, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Huntington Beach, California 92615. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $31,545 or $88 / month in Huntington Beach and other areas of Orange county.

Our search engine explores all home mortgage options in Huntington Beach, California 92615, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Huntington Beach, California 92615

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Huntington Beach, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Huntington Beach, CA 92615, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Huntington Beach, CA

Historical Mortgage Rates for Huntington Beach, California 92615 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Huntington Beach, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Huntington Beach, California 92615

If you’re looking to buy a new home in Huntington Beach, we have compiled a list of the leading mortgage brokers around Huntington Beach, California 92615 to help you with your search.

Name
Address
Contact

Huntington Funding Corporation

20082 Gothic Cir

Huntington Beach CA 92615

(714) 374-3690

Premiere Lender Service

8542 Masters Dr

Huntington Beach CA 92615

(949) 585-1970

Savello & Associates

9582 Velardo Dr

Huntington Beach CA 92615

(714) 965-0651

Tyler Huntington

20002 Brookhurst St

Huntington Beach CA 92615

(714) 968-2406

tyler.huntington@usbank.com

Tamara L. Partridge

20002 Brookhurst St

Huntington Beach CA 92615

(714) 378-2957

Address

20082 Gothic Cir

Huntington Beach CA

Contact

(714) 374-3690

Address

8542 Masters Dr

Huntington Beach CA

Contact

(949) 585-1970

Address

9582 Velardo Dr

Huntington Beach CA

Contact

(714) 965-0651

News on Mortgages and Reverse Mortgages for Huntington Beach, California 92615