Compare Today’s Mortgage Rates for Imperial, California
Pureloan searches mortgage lenders and major banks in Imperial, California 92251 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,989 or $25 / month is expected in Imperial and other areas of Imperial county.
Pureloan’s search engine explores all home mortgage options in Imperial, California 92251, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Imperial, California 92251


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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Imperial, CA 92251, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Imperial, California 92251 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Imperial, California and around Imperial county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
% 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
% First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Imperial, California 92251
If you’re looking to buy a new home in Imperial, we have compiled a list of the leading mortgage brokers around Imperial, California 92251 to help you with your search.
Mortgage Loans
201 S Imperial Ave
Imperial CA 92251
(760) 355-3144
Farm Credit Service
485 Business Park Way
Imperial CA 92251
(760) 355-0291
fcssw_imperialvalley_credit_wcms@fcssw.com
Patty O'Connor Mortgage Group
78065 Main St
La Quinta CA 92251
(760) 564-8808
Wells Fargo Financial Accptnce
78590 Highway 111
La Quinta CA 92251
(760) 771-1466
Power Finances Assoc
51370 Avenida Bermudas
La Quinta CA 92251
(760) 564-8470
Address
201 S Imperial Ave
Imperial CA
Contact
(760) 355-3144
Address
485 Business Park Way
Imperial CA
Contact
(760) 355-0291
fcssw_imperialvalley_credit_wcms@fcssw.com
Address
78065 Main St
La Quinta CA
Contact
(760) 564-8808