Compare Today’s Mortgage Rates for Imperial, California
Pureloan searches all major banks and mortgage lenders for the best home loan rates in Imperial, California 92251. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $33,174 or $92 / month in Imperial and surrounding areas of Imperial county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Imperial, California 92251.
No suitable program is found
Summary of Average Mortgage Terms in Imperial, California 92251
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Imperial, California 92251
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Historical Mortgage Rates for Imperial, California 92251 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Imperial, California and around Imperial county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| % 10 year fixed mortgage | 0.07% | 0.07% | 0.15% | 0.13% | 0.17% | 0.04% | 0.09% | |
| avg mortgage rate | 3.63% | 2.88% | 2.92% | 3.67% | 3.38% | 2.75% | 3.25% | |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg Combined LTV (loan to value) | 71.83% | 72.54% | 73.42% | 75.62% | 76.18% | 75.54% | 76.37% | 75.07% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Imperial, California 92251
If you’re looking to buy a new home in Imperial, we have compiled a list of the leading mortgage brokers around Imperial, California 92251 to help you with your search.
Name
Address
Contact
Mortgage Loans
201 S Imperial Ave
Imperial CA 92251
(760) 355-3144
Farm Credit Service
485 Business Park Way
Imperial CA 92251
(760) 355-0291
fcssw_imperialvalley_credit_wcms@fcssw.com
Patty O'Connor Mortgage Group
78065 Main St
La Quinta CA 92251
(760) 564-8808
Wells Fargo Financial Accptnce
78590 Highway 111
La Quinta CA 92251
(760) 771-1466
Power Finances Assoc
51370 Avenida Bermudas
La Quinta CA 92251
(760) 564-8470
Address
201 S Imperial Ave
Imperial CA
Contact
(760) 355-3144
Address
485 Business Park Way
Imperial CA
Contact
(760) 355-0291
fcssw_imperialvalley_credit_wcms@fcssw.com
Address
78065 Main St
La Quinta CA
Contact
(760) 564-8808