Compare Today’s Mortgage Rates in Imperial, California 92251
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Imperial, California 92251.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $10,345 over the lifetime of your 30-year fixed loan, or a monthly savings of $29 in Imperial and other areas of Imperial county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Imperial, California 92251
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Imperial, California 92251
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Imperial, CA 92251. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Imperial, California 92251 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Imperial, California and around Imperial county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.01% | 96.86% | 96.10% | 94.10% | 95.30% | 94.45% | 93.51% | 93.79% | 91.38% |
avg mortgage rate | 6.36% | 4.48% | 3.02% | 3.42% | 4.50% | 4.70% | 4.29% | 4.01% | 4.16% |
% 15 year fixed mortgage | 2.04% | 2.36% | 2.66% | 4.04% | 3.77% | 4.43% | 4.93% | 4.83% | 7.37% |
avg mortgage rate | 5.80% | 3.57% | 2.42% | 2.95% | 3.83% | 4.04% | 3.53% | 3.24% | 3.37% |
Avg credit score | 756.75 | 759.92 | 758.53 | 761.61 | 753.98 | 756.27 | 751.95 | 752.99 | 759.41 |
Avg LTV (loan to value) | 76.91% | 76.71% | 77.83% | 76.40% | 76.95% | 75.00% | 75.87% | 75.92% | 74.50% |
Avg DTI (debt to income) | 39.80 | 38.98 | 37.12 | 36.98 | 38.51 | 38.10 | 37.11 | 36.57 | 36.51 |
% First time homebuyer | 36.46% | 31.17% | 28.62% | 24.72% | 26.41% | 22.38% | 20.93% | 20.75% | 17.80% |
Avg mortgage insurance % | 10.57% | 9.78% | 9.25% | 8.23% | 8.65% | 6.39% | 6.42% | 6.68% | 5.29% |
Best Mortgage Brokers around Imperial, California 92251
For those searching for a new home in Imperial, we have compiled a list of the top mortgage brokers located in and around Imperial, California 92251 to assist you with your search.
Name
Address
Contact
Mortgage Loans
201 S Imperial Ave
Imperial CA 92251
(760) 355-3144
Farm Credit Service
485 Business Park Way
Imperial CA 92251
(760) 355-0291
fcssw_imperialvalley_credit_wcms@fcssw.com
Patty O'Connor Mortgage Group
78065 Main St
La Quinta CA 92251
(760) 564-8808
Wells Fargo Financial Accptnce
78590 Highway 111
La Quinta CA 92251
(760) 771-1466
Power Finances Assoc
51370 Avenida Bermudas
La Quinta CA 92251
(760) 564-8470
Address
201 S Imperial Ave
Imperial CA
Contact
(760) 355-3144
Address
485 Business Park Way
Imperial CA
Contact
(760) 355-0291
fcssw_imperialvalley_credit_wcms@fcssw.com
Address
78065 Main St
La Quinta CA
Contact
(760) 564-8808