Compare Today’s Mortgage Rates for Imperial, California

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Imperial, California 92251. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $33,174 or $92 / month in Imperial and surrounding areas of Imperial county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Imperial, California 92251.

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Summary of Average Mortgage Terms in Imperial, California 92251

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Imperial, California 92251 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Imperial, California and around Imperial county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
% 10 year fixed mortgage 0.07% 0.07% 0.15% 0.13% 0.17% 0.04% 0.09%
avg mortgage rate 3.63% 2.88% 2.92% 3.67% 3.38% 2.75% 3.25%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg Combined LTV (loan to value) 71.83% 72.54% 73.42% 75.62% 76.18% 75.54% 76.37% 75.07%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Imperial, California 92251

If you’re looking to buy a new home in Imperial, we have compiled a list of the leading mortgage brokers around Imperial, California 92251 to help you with your search.

Name
Address
Contact

Mortgage Loans

201 S Imperial Ave

Imperial CA 92251

(760) 355-3144

Farm Credit Service

485 Business Park Way

Imperial CA 92251

(760) 355-0291

fcssw_imperialvalley_credit_wcms@fcssw.com

Patty O'Connor Mortgage Group

78065 Main St

La Quinta CA 92251

(760) 564-8808

Wells Fargo Financial Accptnce

78590 Highway 111

La Quinta CA 92251

(760) 771-1466

Power Finances Assoc

51370 Avenida Bermudas

La Quinta CA 92251

(760) 564-8470

Address

201 S Imperial Ave

Imperial CA

Contact

(760) 355-3144

Address

485 Business Park Way

Imperial CA

Contact

(760) 355-0291

fcssw_imperialvalley_credit_wcms@fcssw.com

Address

78065 Main St

La Quinta CA

Contact

(760) 564-8808

News on Mortgages and Reverse Mortgages for Imperial, California 92251