Compare Today’s Mortgage Rates for Imperial, California

Pureloan searches mortgage lenders and major banks in Imperial, California 92251 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,989 or $25 / month is expected in Imperial and other areas of Imperial county.

Pureloan’s search engine explores all home mortgage options in Imperial, California 92251, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Imperial, California 92251

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Imperial, CA 92251, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Imperial, California 92251 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Imperial, California and around Imperial county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Imperial, California 92251

If you’re looking to buy a new home in Imperial, we have compiled a list of the leading mortgage brokers around Imperial, California 92251 to help you with your search.

Name
Address
Contact

Mortgage Loans

201 S Imperial Ave

Imperial CA 92251

(760) 355-3144

Farm Credit Service

485 Business Park Way

Imperial CA 92251

(760) 355-0291

fcssw_imperialvalley_credit_wcms@fcssw.com

Patty O'Connor Mortgage Group

78065 Main St

La Quinta CA 92251

(760) 564-8808

Wells Fargo Financial Accptnce

78590 Highway 111

La Quinta CA 92251

(760) 771-1466

Power Finances Assoc

51370 Avenida Bermudas

La Quinta CA 92251

(760) 564-8470

Address

201 S Imperial Ave

Imperial CA

Contact

(760) 355-3144

Address

485 Business Park Way

Imperial CA

Contact

(760) 355-0291

fcssw_imperialvalley_credit_wcms@fcssw.com

Address

78065 Main St

La Quinta CA

Contact

(760) 564-8808

News on Mortgages and Reverse Mortgages for Imperial, California 92251