Compare Today’s Mortgage Rates for Independence, California

Pureloan searches mortgage lenders and major banks in Independence, California 93526 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $6,685 or $19 / month is expected in Independence and other areas of Inyo county.

Pureloan’s search engine explores all home mortgage options in Independence, California 93526, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Independence, California 93526

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Independence, CA 93526, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Independence, California 93526 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Independence, California and around Inyo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Independence, California 93526

If you’re looking to buy a new home in Independence, we have compiled a list of the leading mortgage brokers around Independence, California 93526 to help you with your search.

Name
Address
Contact

Center For Grants

44436 10th St W

Lancaster CA 93526

(661) 951-2492

Wells Fargo Home Mortgage

1212 W Ave

Lancaster CA 93526

(661) 945-3682

rjacobson@chicagoclosing.com

Mortgage Management

762 W Kettering St

Lancaster CA 93526

(661) 723-6700

info@mmclending.com

Gem Mortgage

44349 Lowtree Ave

Lancaster CA 93526

(661) 949-3388

cs@gemcorp.com

Guild Mortgage Co.

42455 10th St W

Lancaster CA 93526

(661) 223-5900

http://www.guildmortgage.com/

Address

44436 10th St W

Lancaster CA

Contact

(661) 951-2492

Address

1212 W Ave

Lancaster CA

Contact

(661) 945-3682

rjacobson@chicagoclosing.com

Address

762 W Kettering St

Lancaster CA

Contact

(661) 723-6700

info@mmclending.com

News on Mortgages and Reverse Mortgages for Independence, California 93526