Compare Today’s Mortgage Rates for Irvine, California

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Irvine, California 92710. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $13,167 or $37 / month in Irvine and surrounding areas of Orange county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Irvine, California 92710.

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Summary of Average Mortgage Terms in Irvine, California 92710

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Irvine, California 92710 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Irvine, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Irvine, California 92710

If you’re looking to buy a new home in Irvine, we have compiled a list of the leading mortgage brokers around Irvine, California 92710 to help you with your search.

Name
Address
Contact

Standard Pacific

7700 Irvine Center Dr

Irvine CA 92710

(949) 724-7800

ckoh@stanpac.com

Lexington Home Loans

8001 Irvine Center Dr

Irvine CA 92710

(949) 727-3633

http://www.lexingtonhl.com

Eastland Financial

106 Discovery

Irvine CA 92710

(949) 586-8400

http://www.4eastland.com

Genpact Mortgage Service

15420 Laguna Canyon Rd

Irvine CA 92710

(949) 417-5131

http://moneylinelending.com

South Pacific Financial Corporation

2 Ada

Irvine CA 92710

(949) 453-0069

web@www.spfcnet.com

Address

7700 Irvine Center Dr

Irvine CA

Contact

(949) 724-7800

ckoh@stanpac.com

Address

8001 Irvine Center Dr

Irvine CA

Contact

(949) 727-3633

http://www.lexingtonhl.com

Address

106 Discovery

Irvine CA

Contact

(949) 586-8400

http://www.4eastland.com

News on Mortgages and Reverse Mortgages for Irvine, California 92710