Compare Today’s Mortgage Rates for Irvine, California

Pureloan searches mortgage lenders and major banks in Irvine, California 92623 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $32,262 or $90 / month is expected in Irvine and other areas of Orange county.

Pureloan’s search engine explores all home mortgage options in Irvine, California 92623, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Irvine, California 92623

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Irvine, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Irvine, CA 92623, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Irvine, CA

Historical Mortgage Rates for Irvine, California 92623 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Irvine, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Irvine, California 92623

If you’re looking to buy a new home in Irvine, we have compiled a list of the leading mortgage brokers around Irvine, California 92623 to help you with your search.

Name
Address
Contact

Standard Pacific

7700 Irvine Center Dr

Irvine CA 92623

(949) 724-7800

ckoh@stanpac.com

Lexington Home Loans

8001 Irvine Center Dr

Irvine CA 92623

(949) 727-3633

http://www.lexingtonhl.com

Eastland Financial

106 Discovery

Irvine CA 92623

(949) 586-8400

http://www.4eastland.com

Genpact Mortgage Service

15420 Laguna Canyon Rd

Irvine CA 92623

(949) 417-5131

http://moneylinelending.com

South Pacific Financial Corporation

2 Ada

Irvine CA 92623

(949) 453-0069

web@www.spfcnet.com

Address

7700 Irvine Center Dr

Irvine CA

Contact

(949) 724-7800

ckoh@stanpac.com

Address

8001 Irvine Center Dr

Irvine CA

Contact

(949) 727-3633

http://www.lexingtonhl.com

Address

106 Discovery

Irvine CA

Contact

(949) 586-8400

http://www.4eastland.com

News on Mortgages and Reverse Mortgages for Irvine, California 92623