Compare Today’s Mortgage Rates in Irvine, California 92603
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Irvine, California 92603.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Irvine, California 92603. For a 30-year fixed loan, our calculations show that you can expect to save up to $32,639 over the lifetime of your mortgage, which translates to a monthly savings of $91 in Irvine and other areas of Orange county.
33.6345
-117.8022
38386
Summary of Average Mortgages in Irvine, California 92603
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Irvine, California 92603
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Irvine, California 92603
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Irvine, CA 92603. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Irvine, California 92603 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Irvine, California and around Orange county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.80% | 97.72% | 97.29% | 97.28% | 95.73% | 95.72% | 95.33% | 95.73% | 95.76% |
avg mortgage rate | 6.29% | 4.40% | 2.94% | 3.29% | 4.30% | 4.56% | 4.21% | 3.97% | 4.13% |
% 15 year fixed mortgage | 2.49% | 1.65% | 2.37% | 2.27% | 3.58% | 3.44% | 4.21% | 3.77% | 3.75% |
avg mortgage rate | 5.52% | 3.56% | 2.36% | 2.81% | 3.68% | 3.89% | 3.52% | 3.14% | 3.25% |
Avg credit score | 766.77 | 769.74 | 767.42 | 768.62 | 762.08 | 761.14 | 757.90 | 757.32 | 760.43 |
Avg LTV (loan to value) | 69.26% | 70.11% | 73.65% | 74.17% | 71.76% | 69.55% | 71.03% | 72.81% | 72.45% |
Avg DTI (debt to income) | 40.87 | 40.23 | 38.16 | 37.88 | 39.33 | 39.87 | 39.01 | 38.40 | 38.43 |
% First time homebuyer | 48.22% | 43.72% | 46.30% | 44.31% | 42.60% | 40.50% | 38.79% | 37.66% | 37.22% |
Avg mortgage insurance % | 7.29% | 6.25% | 6.59% | 7.51% | 6.86% | 4.80% | 5.05% | 5.67% | 4.43% |
Best Mortgage Brokers around Irvine, California 92603
For those searching for a new home in Irvine, we have compiled a list of the top mortgage brokers located in and around Irvine, California 92603 to assist you with your search.
Name
Address
Contact
Mth Mortgage
5161 California Ave
Irvine CA 92603
(949) 856-4534
info@mthmortgage.com
Mls Direct
121 Innovation Dr
Irvine CA 92603
(949) 975-0095
Home Loans Irvine
17192 Murphy Ave
Irvine CA 92603
(714) 832-2478
rpmortdcs@earthlink.net
The ProTon Group
119 Jadestone
Irvine CA 92603
(800) 465-1404
Ok To Lend
103 Weathervane
Irvine CA 92603
(949) 466-5546
Address
5161 California Ave
Irvine CA
Contact
(949) 856-4534
info@mthmortgage.com
Address
121 Innovation Dr
Irvine CA
Contact
(949) 975-0095
Address
17192 Murphy Ave
Irvine CA
Contact
(714) 832-2478
rpmortdcs@earthlink.net