Compare Today’s Mortgage Rates for Jackson, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Jackson, California 95642. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $13,370 or $37 / month in Jackson and surrounding areas of Amador county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Jackson, California 95642.

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Summary of Average Mortgage Terms in Jackson, California 95642

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Jackson, CA 95642, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Jackson, California 95642 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Jackson, California and around Amador county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Jackson, California 95642

If you’re looking to buy a new home in Jackson, we have compiled a list of the leading mortgage brokers around Jackson, California 95642 to help you with your search.

Name
Address
Contact

Homestead Mortgage

434 Sutter St

Jackson CA 95642

(209) 223-2100

info@bbbsc.org

Wells Fargo Home Mortgage

11 Main St

Jackson CA 95642

(209) 223-7714

marty.finn@wellsfargo.com

Prospect Mortgage

215 N Main St

Jackson CA 95642

(209) 223-5800

http://www.prospectmortgage.com

Amador Economic Development

1500 S State Highway 49

Jackson CA 95642

(209) 223-0351

aedc@amador-edc.org

C P Financial Services

102 Clinton Rd

Jackson CA 95642

(209) 223-1370

mail@cpfin.com

Address

434 Sutter St

Jackson CA

Contact

(209) 223-2100

info@bbbsc.org

Address

11 Main St

Jackson CA

Contact

(209) 223-7714

marty.finn@wellsfargo.com

Address

215 N Main St

Jackson CA

Contact

(209) 223-5800

http://www.prospectmortgage.com

News on Mortgages and Reverse Mortgages for Jackson, California 95642