Compare Today’s Mortgage Rates in Jackson, California 95642
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Jackson, California 95642.
Our search engine thoroughly explores all home mortgage options in Jackson, California 95642, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $12,344 in lifetime cash or $34 per month in Jackson and other areas of Amador county.
Summary of Average Mortgages in Jackson, California 95642
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Interactive Mortgage Rate Projections for Jackson, California 95642
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Jackson, CA 95642. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Jackson, California 95642 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Jackson, California and around Amador county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Jackson, California 95642
For those searching for a new home in Jackson, we have compiled a list of the top mortgage brokers located in and around Jackson, California 95642 to assist you with your search.
C P Financial Services
226 Water St
Jackson CA 95642
(209) 223-1370
http://www.cpfin.com/
Laguna Gold Mortgage Inc.
619 Court St
Jackson CA 95642
(209) 223-3583
http://lgmconstruction.com
C P Financial Services
102 Clinton Rd
Jackson CA 95642
(209) 223-1370
mail@cpfin.com
Amador Economic Development
1500 S State Highway 49
Jackson CA 95642
(209) 223-0351
aedc@amador-edc.org
Prospect Mortgage
215 N Main St
Jackson CA 95642
(209) 223-5800
http://www.prospectmortgage.com
Address
226 Water St
Jackson CA
Contact
(209) 223-1370
http://www.cpfin.com/
Address
619 Court St
Jackson CA
Contact
(209) 223-3583
http://lgmconstruction.com
Address
102 Clinton Rd
Jackson CA
Contact
(209) 223-1370
mail@cpfin.com