Compare Today’s Mortgage Rates for Janesville, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Janesville, California 96114. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,643 or $24 / month in Janesville and surrounding areas of Lassen county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Janesville, California 96114.
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Summary of Average Mortgage Terms in Janesville, California 96114
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Janesville, CA 96114, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Janesville, California 96114 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Janesville, California and around Lassen county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.33% | 94.79% | 96.07% | 95.86% | 95.81% | 95.61% | 96.47% | 96.05% |
| avg mortgage rate | 4.80% | 4.61% | 3.88% | 3.93% | 4.44% | 4.11% | 3.93% | 4.14% |
| % 15 year fixed mortgage | 3.32% | 4.13% | 3.50% | 4.04% | 4.03% | 3.93% | 3.08% | 3.79% |
| avg mortgage rate | 4.20% | 3.85% | 3.17% | 3.19% | 3.47% | 3.30% | 3.11% | 3.31% |
| Avg credit score | 765.25 | 763.81 | 765.37 | 763.12 | 759.10 | 757.83 | 755.77 | 756.96 |
| Avg LTV (loan to value) | 73.46% | 73.72% | 75.60% | 76.51% | 77.04% | 77.20% | 77.48% | 76.96% |
| Avg DTI (debt to income) | 37.23 | 36.90 | 36.32 | 36.22 | 37.57 | 37.33 | 37.64 | 37.92 |
| % First time homebuyer | 33.06% | 27.69% | 28.09% | 28.60% | 32.39% | 32.79% | 32.80% | 31.44% |
| Avg mortgage insurance % | 1.52% | 2.48% | 4.47% | 5.72% | 7.55% | 7.92% | 8.34% | 8.12% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Janesville, California 96114
If you’re looking to buy a new home in Janesville, we have compiled a list of the leading mortgage brokers around Janesville, California 96114 to help you with your search.
Name
Address
Contact
Sierra Mountain Mortgage
10098 Jibboom St
Truckee CA 96114
(530) 587-3277
info@smmlend.com
Secured Mortgage Investors
11045 Donner Pass Rd
Truckee CA 96114
(530) 587-0996
itsgerm@pacbell.net
RPM Mortgage
12000 Pioneer Trl
Truckee CA 96114
(530) 582-9992
http://www.rpm-mtg.com/truckee/
Summit Mortgage
10095 Dorchester Dr
Truckee CA 96114
(530) 582-6950
tiffini@summit-mortgage.com
Bankers Network
10825 Pioneer Trl
Truckee CA 96114
(530) 550-1333
http://www.4bestloan.com/
Address
10098 Jibboom St
Truckee CA
Contact
(530) 587-3277
info@smmlend.com
Address
11045 Donner Pass Rd
Truckee CA
Contact
(530) 587-0996
itsgerm@pacbell.net
Address
12000 Pioneer Trl
Truckee CA
Contact
(530) 582-9992
http://www.rpm-mtg.com/truckee/