Compare Today’s Mortgage Rates for Joshua Tree, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Joshua Tree, California 92252. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,260 or $20 / month in Joshua Tree and surrounding areas of San Bernardino county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Joshua Tree, California 92252.

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Summary of Average Mortgage Terms in Joshua Tree, California 92252

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Joshua Tree, CA 92252, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Joshua Tree, California 92252 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Joshua Tree, California and around San Bernardino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Joshua Tree, California 92252

If you’re looking to buy a new home in Joshua Tree, we have compiled a list of the leading mortgage brokers around Joshua Tree, California 92252 to help you with your search.

Name
Address
Contact

Patty O'Connor Mortgage Group

78065 Main St

La Quinta CA 92252

(760) 564-8808

Wells Fargo Financial Accptnce

78590 Highway 111

La Quinta CA 92252

(760) 771-1466

Power Finances Assoc

51370 Avenida Bermudas

La Quinta CA 92252

(760) 564-8470

PHH Mortgage

78297 Highway 111

La Quinta CA 92252

(760) 564-0309

customerservice@mortgageservices.com

Rinker Financial

43576 Washington St

La Quinta CA 92252

(760) 777-9993

rinkerfinancial@gmail.com

Address

78065 Main St

La Quinta CA

Contact

(760) 564-8808

Address

78590 Highway 111

La Quinta CA

Contact

(760) 771-1466

Address

51370 Avenida Bermudas

La Quinta CA

Contact

(760) 564-8470

News on Mortgages and Reverse Mortgages for Joshua Tree, California 92252