Compare Today’s Mortgage Rates for Joshua Tree, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Joshua Tree, California 92252. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,260 or $20 / month in Joshua Tree and surrounding areas of San Bernardino county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Joshua Tree, California 92252.
No suitable program is found
Summary of Average Mortgage Terms in Joshua Tree, California 92252
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Joshua Tree, California 92252
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Joshua Tree, CA 92252, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Joshua Tree, California 92252 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Joshua Tree, California and around San Bernardino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Joshua Tree, California 92252
If you’re looking to buy a new home in Joshua Tree, we have compiled a list of the leading mortgage brokers around Joshua Tree, California 92252 to help you with your search.
Name
Address
Contact
Patty O'Connor Mortgage Group
78065 Main St
La Quinta CA 92252
(760) 564-8808
Wells Fargo Financial Accptnce
78590 Highway 111
La Quinta CA 92252
(760) 771-1466
Power Finances Assoc
51370 Avenida Bermudas
La Quinta CA 92252
(760) 564-8470
PHH Mortgage
78297 Highway 111
La Quinta CA 92252
(760) 564-0309
customerservice@mortgageservices.com
Rinker Financial
43576 Washington St
La Quinta CA 92252
(760) 777-9993
rinkerfinancial@gmail.com
Address
78065 Main St
La Quinta CA
Contact
(760) 564-8808
Address
78590 Highway 111
La Quinta CA
Contact
(760) 771-1466
Address
51370 Avenida Bermudas
La Quinta CA
Contact
(760) 564-8470