Compare Today’s Mortgage Rates in Kelseyville, California 95451
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Kelseyville, California 95451.
Our search engine thoroughly explores all home mortgage options in Kelseyville, California 95451, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $10,474 in lifetime cash or $29 per month in Kelseyville and other areas of Lake county.
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Summary of Average Mortgages in Kelseyville, California 95451
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Kelseyville, California 95451
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Kelseyville, CA 95451. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Kelseyville, California 95451 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Kelseyville, California and around Lake county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Kelseyville, California 95451
For those searching for a new home in Kelseyville, we have compiled a list of the top mortgage brokers located in and around Kelseyville, California 95451 to assist you with your search.
Name
Address
Contact
Rixen Agency
9715 Adobe Creek Rd
Kelseyville CA 95451
(707) 279-8248
Lake Loan & Investment
5526 Oak Ridge Dr
Kelseyville CA 95451
(707) 279-4238
l_cathey@jps.net
Open Realty Service
107 S Main St
Lakeport CA 95451
(707) 263-8809
http://www.openrealtyservices.com
Guild Mortgage
341 Lakeport Blvd
Lakeport CA 95451
(707) 263-9145
Day Mortgage
16170 Main St
Lower Lake CA 95451
(707) 994-2269
Address
9715 Adobe Creek Rd
Kelseyville CA
Contact
(707) 279-8248
Address
5526 Oak Ridge Dr
Kelseyville CA
Contact
(707) 279-4238
l_cathey@jps.net
Address
107 S Main St
Lakeport CA
Contact
(707) 263-8809
http://www.openrealtyservices.com