Compare Today’s Mortgage Rates for Kerman, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Kerman, California 93630. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $8,989 or $25 / month in Kerman and other areas of Fresno county.
Our search engine explores all home mortgage options in Kerman, California 93630, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Kerman, California 93630
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Kerman, CA 93630, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Kerman, California 93630 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Kerman, California and around Fresno county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Kerman, California 93630
If you’re looking to buy a new home in Kerman, we have compiled a list of the leading mortgage brokers around Kerman, California 93630 to help you with your search.
OneMain Financial
2185 W Cleveland Ave
Madera CA 93630
(559) 673-9005
http://branches.onemainfinancial.com/ca/madera/2185-i-west-cleveland.html
Zabe Mortgage Group
1609 Howard Rd
Madera CA 93630
(559) 664-1930
info@zabemortgage.com
Glenn Chu-CENTURY 21 M & M and Associates
2000 N Schnoor St
Madera CA 93630
(559) 675-5906
emailhelp@century21.com
US Financial
1930 Howard Rd
Madera CA 93630
(559) 674-7669
Springleaf Financial Services
2185 W Cleveland Ave
Madera CA 93630
(559) 664-0128
compliancehelpline@slfs.com
Address
2185 W Cleveland Ave
Madera CA
Contact
(559) 673-9005
http://branches.onemainfinancial.com/ca/madera/2185-i-west-cleveland.html
Address
1609 Howard Rd
Madera CA
Contact
(559) 664-1930
info@zabemortgage.com
Address
2000 N Schnoor St
Madera CA
Contact
(559) 675-5906
emailhelp@century21.com