Compare Today’s Mortgage Rates for Kernville, California
Pureloan searches mortgage lenders and major banks in Kernville, California 93238 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,952 or $22 / month is expected in Kernville and other areas of Kern county.
Pureloan’s search engine explores all home mortgage options in Kernville, California 93238, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Kernville, California 93238
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Kernville, CA 93238, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Kernville, California 93238 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Kernville, California and around Kern county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Kernville, California 93238
If you’re looking to buy a new home in Kernville, we have compiled a list of the leading mortgage brokers around Kernville, California 93238 to help you with your search.
Name
Address
Contact
Sequoia Pacific Lending
503 Fairview Dr
Lemoore CA 93238
(559) 707-0026
Miguel, Bill - Lemoorehomes.com
361 W D St
Lemoore CA 93238
(559) 584-4000
info@lemoorehomesforsale.com
Ocwen Loan Servicing
303 NW 3rd Ave
Visalia CA 93238
(559) 636-6209
Tellalian Randy
801 W Main St
Visalia CA 93238
(559) 636-1500
Country Club Mortgage
525 N Hall St
Visalia CA 93238
(559) 636-3333
http://countryclubmortgage.com
Address
503 Fairview Dr
Lemoore CA
Contact
(559) 707-0026
Address
361 W D St
Lemoore CA
Contact
(559) 584-4000
info@lemoorehomesforsale.com
Address
303 NW 3rd Ave
Visalia CA
Contact
(559) 636-6209