Compare Today’s Mortgage Rates for Kings Beach, California

Pureloan searches mortgage lenders and major banks in Kings Beach, California 96143 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $25,776 or $72 / month is expected in Kings Beach and other areas of Placer county.

Pureloan’s search engine explores all home mortgage options in Kings Beach, California 96143, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Kings Beach, California 96143

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Kings Beach, CA 96143, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Kings Beach, California 96143 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Kings Beach, California and around Placer county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.33% 94.79% 96.07% 95.86% 95.81% 95.61% 96.47% 96.05%
avg mortgage rate 4.80% 4.61% 3.88% 3.93% 4.44% 4.11% 3.93% 4.14%
% 15 year fixed mortgage 3.32% 4.13% 3.50% 4.04% 4.03% 3.93% 3.08% 3.79%
avg mortgage rate 4.20% 3.85% 3.17% 3.19% 3.47% 3.30% 3.11% 3.31%
Avg credit score 765.25 763.81 765.37 763.12 759.10 757.83 755.77 756.96
Avg LTV (loan to value) 73.46% 73.72% 75.60% 76.51% 77.04% 77.20% 77.48% 76.96%
Avg DTI (debt to income) 37.23 36.90 36.32 36.22 37.57 37.33 37.64 37.92
% First time homebuyer 33.06% 27.69% 28.09% 28.60% 32.39% 32.79% 32.80% 31.44%
Avg mortgage insurance % 1.52% 2.48% 4.47% 5.72% 7.55% 7.92% 8.34% 8.12%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Kings Beach, California 96143

If you’re looking to buy a new home in Kings Beach, we have compiled a list of the leading mortgage brokers around Kings Beach, California 96143 to help you with your search.

Name
Address
Contact

American Foreclosure

8581 N Lake Blvd

Kings Beach CA 96143

(530) 546-5200

http://www.americanforeclosure.net/

American Mortgage Acceptance

8401 N Lake Blvd

Kings Beach CA 96143

(530) 546-5400

http://americancommercialfunding.com/

CNN Mortgage

7502 Pinedrop Ln

Kings Beach CA 96143

(530) 546-2405

Lake Tahoe Parasailing

700 N Lake Blvd

Tahoe City CA 96143

(530) 583-7245

http://parasailtahoe.com/

O'Dette Mortgage Group

775 N Lake Blvd

Tahoe City CA 96143

(530) 581-5162

http://www.omglenders.com/

Address

8581 N Lake Blvd

Kings Beach CA

Contact

(530) 546-5200

http://www.americanforeclosure.net/

Address

8401 N Lake Blvd

Kings Beach CA

Contact

(530) 546-5400

http://americancommercialfunding.com/

Address

7502 Pinedrop Ln

Kings Beach CA

Contact

(530) 546-2405

News on Mortgages and Reverse Mortgages for Kings Beach, California 96143