Compare Today’s Mortgage Rates for Kit Carson, California
Pureloan searches mortgage lenders and major banks in Kit Carson, California 95644 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $14,353 or $40 / month is expected in Kit Carson and other areas of Yolo county.
Pureloan’s search engine explores all home mortgage options in Kit Carson, California 95644, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Kit Carson, California 95644
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Kit Carson, CA 95644, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Kit Carson, California 95644 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Kit Carson, California and around Yolo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Kit Carson, California 95644
If you’re looking to buy a new home in Kit Carson, we have compiled a list of the leading mortgage brokers around Kit Carson, California 95644 to help you with your search.
Choice Property Management
1166 Secret Lake Loop
Lincoln CA 95644
(916) 258-2215
stanmichaels@sbcglobal.net
Lighthouse Mortgage Company
473 East Ave
Lincoln CA 95644
(916) 434-8915
http://www.lighthousemortgageco.com/
Optimum Mortgage
363 Lincoln Blvd
Lincoln CA 95644
(916) 645-6333
http://americanhomere.com
Lincoln Mortgage
605 Lincoln Blvd
Lincoln CA 95644
(916) 645-5688
http://www.lincoln-mortgage.com/
Maidu Financial
543 Lincoln Blvd
Lincoln CA 95644
(916) 434-8000
yahmoneemaidu@maidufinancial.com
Address
1166 Secret Lake Loop
Lincoln CA
Contact
(916) 258-2215
stanmichaels@sbcglobal.net
Address
473 East Ave
Lincoln CA
Contact
(916) 434-8915
http://www.lighthousemortgageco.com/
Address
363 Lincoln Blvd
Lincoln CA
Contact
(916) 645-6333
http://americanhomere.com