Compare Today’s Mortgage Rates for La Mesa, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in La Mesa, California 91944. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $25,776 or $72 / month in La Mesa and other areas of San Diego county.

Our search engine explores all home mortgage options in La Mesa, California 91944, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in La Mesa, California 91944

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in La Mesa, CA 91944, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for La Mesa, California 91944 from 2012 - 2019

We have compiled mortgage rate charts for home loans in La Mesa, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.14% 93.52% 91.99% 95.94% 96.18% 95.97% 95.98% 96.02%
avg mortgage rate 4.92% 4.68% 3.92% 4.02% 4.47% 4.14% 3.97% 4.21%
% 15 year fixed mortgage 5.91% 6.17% 8.01% 3.39% 3.61% 3.61% 3.44% 2.99%
avg mortgage rate 4.32% 3.92% 3.35% 3.29% 3.49% 3.23% 3.22% 3.44%
Avg credit score 767.76 762.18 764.13 761.13 756.16 756.88 753.32 749.29
Avg LTV (loan to value) 68.77% 70.72% 71.43% 74.07% 74.19% 73.46% 73.53% 74.86%
Avg DTI (debt to income) 38.64 37.36 35.58 36.81 38.80 39.49 39.88 40.56
% First time homebuyer 49.88% 50.31% 41.46% 45.60% 44.59% 46.28% 42.64% 50.25%
Avg mortgage insurance % 1.60% 2.17% 2.71% 4.18% 4.96% 4.81% 5.13% 6.01%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around La Mesa, California 91944

If you’re looking to buy a new home in La Mesa, we have compiled a list of the leading mortgage brokers around La Mesa, California 91944 to help you with your search.

Name
Address
Contact

Farley Bruce

4730 Palm Ave

La Mesa CA 91944

(619) 463-1902

Home Dream Loans

7959 University Ave

La Mesa CA 91944

(619) 460-8900

Ace Cash Express

3735 Avocado Blvd

La Mesa CA 91944

(619) 660-1648

http://www.acecashexpress.com/

Chase Home Loans

7777 Alvarado Rd

La Mesa CA 91944

(619) 465-5600

http://chase.com/MORTGAGE

Onqu Realty

9461 Grossmont Summit Dr

La Mesa CA 91944

(619) 462-6678

Address

4730 Palm Ave

La Mesa CA

Contact

(619) 463-1902

Address

7959 University Ave

La Mesa CA

Contact

(619) 460-8900

Address

3735 Avocado Blvd

La Mesa CA

Contact

(619) 660-1648

http://www.acecashexpress.com/

News on Mortgages and Reverse Mortgages for La Mesa, California 91944