Compare Today’s Mortgage Rates for Ladera Ranch, California

Pureloan searches mortgage lenders and major banks in Ladera Ranch, California 92694 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $33,698 or $94 / month is expected in Ladera Ranch and other areas of Orange county.

Pureloan’s search engine explores all home mortgage options in Ladera Ranch, California 92694, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Ladera Ranch, California 92694

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ladera Ranch, CA 92694, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Ladera Ranch, California 92694 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Ladera Ranch, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ladera Ranch, California 92694

If you’re looking to buy a new home in Ladera Ranch, we have compiled a list of the leading mortgage brokers around Ladera Ranch, California 92694 to help you with your search.

Name
Address
Contact

Diamond Creek Capital

26 Orange Blossom Cir

Ladera Ranch CA 92694

(949) 429-7707

Premier Mortgage Group

27762 Antonio Pkwy

Ladera Ranch CA 92694

(949) 218-9642

Embark Lending

7 Chadron Cir

Ladera Ranch CA 92694

(949) 276-8171

Leading Edge Lending

41 Wildflower Pl

Ladera Ranch CA 92694

(949) 218-6349

http://leadingedgerecovery.com

Best Buy Real Estate

46 Christopher St

Ladera Ranch CA 92694

(949) 458-7951

http://bestbuy.com

Address

26 Orange Blossom Cir

Ladera Ranch CA

Contact

(949) 429-7707

Address

27762 Antonio Pkwy

Ladera Ranch CA

Contact

(949) 218-9642

Address

7 Chadron Cir

Ladera Ranch CA

Contact

(949) 276-8171

News on Mortgages and Reverse Mortgages for Ladera Ranch, California 92694