Compare Today’s Mortgage Rates for Ladera Ranch, California
Pureloan searches mortgage lenders and major banks in Ladera Ranch, California 92694 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $33,698 or $94 / month is expected in Ladera Ranch and other areas of Orange county.
Pureloan’s search engine explores all home mortgage options in Ladera Ranch, California 92694, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Ladera Ranch, California 92694
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Ladera Ranch, CA 92694, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Ladera Ranch, California 92694 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Ladera Ranch, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Ladera Ranch, California 92694
If you’re looking to buy a new home in Ladera Ranch, we have compiled a list of the leading mortgage brokers around Ladera Ranch, California 92694 to help you with your search.
Name
Address
Contact
Diamond Creek Capital
26 Orange Blossom Cir
Ladera Ranch CA 92694
(949) 429-7707
Premier Mortgage Group
27762 Antonio Pkwy
Ladera Ranch CA 92694
(949) 218-9642
Embark Lending
7 Chadron Cir
Ladera Ranch CA 92694
(949) 276-8171
Leading Edge Lending
41 Wildflower Pl
Ladera Ranch CA 92694
(949) 218-6349
http://leadingedgerecovery.com
Best Buy Real Estate
46 Christopher St
Ladera Ranch CA 92694
(949) 458-7951
http://bestbuy.com
Address
26 Orange Blossom Cir
Ladera Ranch CA
Contact
(949) 429-7707
Address
27762 Antonio Pkwy
Ladera Ranch CA
Contact
(949) 218-9642
Address
7 Chadron Cir
Ladera Ranch CA
Contact
(949) 276-8171