Compare Today’s Mortgage Rates in Laguna Beach, California 92651
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Laguna Beach, California 92651.
Our search engine thoroughly explores all home mortgage options in Laguna Beach, California 92651, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $161,337 in lifetime cash or $448 per month in Laguna Beach and other areas of Orange county.
33.542927
-117.772351
38415
Summary of Average Mortgages in Laguna Beach, California 92651
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Laguna Beach, California 92651
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Laguna Beach, California 92651
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Laguna Beach, CA 92651. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Laguna Beach, California 92651 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Laguna Beach, California and around Orange county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.80% | 97.72% | 97.29% | 97.28% | 95.73% | 95.72% | 95.33% | 95.73% | 95.76% |
avg mortgage rate | 6.29% | 4.40% | 2.94% | 3.29% | 4.30% | 4.56% | 4.21% | 3.97% | 4.13% |
% 15 year fixed mortgage | 2.49% | 1.65% | 2.37% | 2.27% | 3.58% | 3.44% | 4.21% | 3.77% | 3.75% |
avg mortgage rate | 5.52% | 3.56% | 2.36% | 2.81% | 3.68% | 3.89% | 3.52% | 3.14% | 3.25% |
Avg credit score | 766.77 | 769.74 | 767.42 | 768.62 | 762.08 | 761.14 | 757.90 | 757.32 | 760.43 |
Avg LTV (loan to value) | 69.26% | 70.11% | 73.65% | 74.17% | 71.76% | 69.55% | 71.03% | 72.81% | 72.45% |
Avg DTI (debt to income) | 40.87 | 40.23 | 38.16 | 37.88 | 39.33 | 39.87 | 39.01 | 38.40 | 38.43 |
% First time homebuyer | 48.22% | 43.72% | 46.30% | 44.31% | 42.60% | 40.50% | 38.79% | 37.66% | 37.22% |
Avg mortgage insurance % | 7.29% | 6.25% | 6.59% | 7.51% | 6.86% | 4.80% | 5.05% | 5.67% | 4.43% |
Best Mortgage Brokers around Laguna Beach, California 92651
For those searching for a new home in Laguna Beach, we have compiled a list of the top mortgage brokers located in and around Laguna Beach, California 92651 to assist you with your search.
Name
Address
Contact
Commercial Capital Associates
31601 Coast Hwy
Laguna Beach CA 92651
(949) 715-0910
Met Mortgage
939 Glenneyre St
Laguna Beach CA 92651
(949) 497-9809
metmortgage@cox.net
Wright Mortgage
384 Forest Ave
Laguna Beach CA 92651
(949) 494-5670
http://www.hometownloans.com
Sunset Mortgage
333 3rd St
Laguna Beach CA 92651
(949) 436-4478
Phh Home Loans
31582 Coast Hwy
Laguna Beach CA 92651
(949) 499-0356
Address
31601 Coast Hwy
Laguna Beach CA
Contact
(949) 715-0910
Address
939 Glenneyre St
Laguna Beach CA
Contact
(949) 497-9809
metmortgage@cox.net
Address
384 Forest Ave
Laguna Beach CA
Contact
(949) 494-5670
http://www.hometownloans.com