Compare Today’s Mortgage Rates for Laguna Hills, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Laguna Hills, California 92654. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $31,232 or $87 / month in Laguna Hills and surrounding areas of Orange county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Laguna Hills, California 92654.

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Summary of Average Mortgage Terms in Laguna Hills, California 92654

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Laguna Hills, CA 92654, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Laguna Hills, California 92654 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Laguna Hills, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Laguna Hills, California 92654

If you’re looking to buy a new home in Laguna Hills, we have compiled a list of the leading mortgage brokers around Laguna Hills, California 92654 to help you with your search.

Name
Address
Contact

Miltenburg James

5 Rodeo

Laguna Hills CA 92654

(949) 454-9577

Safari Enterprises

23181 La Cadena Dr

Laguna Hills CA 92654

(949) 600-7544

Independence Home Loans

23121 Verdugo Dr

Laguna Hills CA 92654

(949) 830-3001

Bankers Funding

25952 La Cuesta Ave

Laguna Hills CA 92654

(949) 643-0131

Equistar Financial Network

25431 Cabot Rd

Laguna Hills CA 92654

(949) 951-3100

http://www.equistar.biz

Address

5 Rodeo

Laguna Hills CA

Contact

(949) 454-9577

Address

23181 La Cadena Dr

Laguna Hills CA

Contact

(949) 600-7544

Address

23121 Verdugo Dr

Laguna Hills CA

Contact

(949) 830-3001

News on Mortgages and Reverse Mortgages for Laguna Hills, California 92654