Compare Today’s Mortgage Rates in Laguna Niguel, California 92677
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Laguna Niguel, California 92677.
Our search engine thoroughly explores all home mortgage options in Laguna Niguel, California 92677, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $31,551 in lifetime cash or $88 per month in Laguna Niguel and other areas of Orange county.
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Summary of Average Mortgages in Laguna Niguel, California 92677
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Laguna Niguel, California 92677
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Laguna Niguel, CA 92677. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Laguna Niguel, California 92677 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Laguna Niguel, California and around Orange county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.80% | 97.72% | 97.29% | 97.28% | 95.73% | 95.72% | 95.33% | 95.73% | 95.76% |
avg mortgage rate | 6.29% | 4.40% | 2.94% | 3.29% | 4.30% | 4.56% | 4.21% | 3.97% | 4.13% |
% 15 year fixed mortgage | 2.49% | 1.65% | 2.37% | 2.27% | 3.58% | 3.44% | 4.21% | 3.77% | 3.75% |
avg mortgage rate | 5.52% | 3.56% | 2.36% | 2.81% | 3.68% | 3.89% | 3.52% | 3.14% | 3.25% |
Avg credit score | 766.77 | 769.74 | 767.42 | 768.62 | 762.08 | 761.14 | 757.90 | 757.32 | 760.43 |
Avg LTV (loan to value) | 69.26% | 70.11% | 73.65% | 74.17% | 71.76% | 69.55% | 71.03% | 72.81% | 72.45% |
Avg DTI (debt to income) | 40.87 | 40.23 | 38.16 | 37.88 | 39.33 | 39.87 | 39.01 | 38.40 | 38.43 |
% First time homebuyer | 48.22% | 43.72% | 46.30% | 44.31% | 42.60% | 40.50% | 38.79% | 37.66% | 37.22% |
Avg mortgage insurance % | 7.29% | 6.25% | 6.59% | 7.51% | 6.86% | 4.80% | 5.05% | 5.67% | 4.43% |
Best Mortgage Brokers around Laguna Niguel, California 92677
For those searching for a new home in Laguna Niguel, we have compiled a list of the top mortgage brokers located in and around Laguna Niguel, California 92677 to assist you with your search.
Name
Address
Contact
American United Lenders
3 Westgate
Laguna Niguel CA 92677
(949) 363-2500
Ameriquest Mortgage Co.
12 Villamoura
Laguna Niguel CA 92677
(949) 495-4390
Scott Glass
27120 Alicia Pkwy
Laguna Niguel CA 92677
(949) 556-5238
Bridge Capital
30012 Ivy Glenn Dr
Laguna Niguel CA 92677
(949) 388-2258
FCF Mortgage Corporation
24015 Dory Dr
Laguna Niguel CA 92677
(949) 661-9598
fcfmortgage@embarqmail.com
Address
3 Westgate
Laguna Niguel CA
Contact
(949) 363-2500
Address
12 Villamoura
Laguna Niguel CA
Contact
(949) 495-4390
Address
27120 Alicia Pkwy
Laguna Niguel CA
Contact
(949) 556-5238