Compare Today’s Mortgage Rates for Laguna Niguel, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Laguna Niguel, California 92677. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $35,752 or $99 / month in Laguna Niguel and surrounding areas of Orange county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Laguna Niguel, California 92677.

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Summary of Average Mortgage Terms in Laguna Niguel, California 92677

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Laguna Niguel, CA 92677, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Laguna Niguel, California 92677 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Laguna Niguel, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Laguna Niguel, California 92677

If you’re looking to buy a new home in Laguna Niguel, we have compiled a list of the leading mortgage brokers around Laguna Niguel, California 92677 to help you with your search.

Name
Address
Contact

American United Lenders

3 Westgate

Laguna Niguel CA 92677

(949) 363-2500

Ameriquest Mortgage Co.

12 Villamoura

Laguna Niguel CA 92677

(949) 495-4390

Scott Glass

27120 Alicia Pkwy

Laguna Niguel CA 92677

(949) 556-5238

Bridge Capital

30012 Ivy Glenn Dr

Laguna Niguel CA 92677

(949) 388-2258

FCF Mortgage Corporation

24015 Dory Dr

Laguna Niguel CA 92677

(949) 661-9598

fcfmortgage@embarqmail.com

Address

3 Westgate

Laguna Niguel CA

Contact

(949) 363-2500

Address

12 Villamoura

Laguna Niguel CA

Contact

(949) 495-4390

Address

27120 Alicia Pkwy

Laguna Niguel CA

Contact

(949) 556-5238

News on Mortgages and Reverse Mortgages for Laguna Niguel, California 92677