Compare Today’s Mortgage Rates for Lake City, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Lake City, California 96115. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,235 or $15 / month in Lake City and other areas of Modoc county.
Our search engine explores all home mortgage options in Lake City, California 96115, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Lake City, California 96115
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Lake City, CA 96115, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lake City, California 96115 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Lake City, California and around Modoc county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.33% | 94.79% | 96.07% | 95.86% | 95.81% | 95.61% | 96.47% | 96.05% |
| avg mortgage rate | 4.80% | 4.61% | 3.88% | 3.93% | 4.44% | 4.11% | 3.93% | 4.14% |
| % 15 year fixed mortgage | 3.32% | 4.13% | 3.50% | 4.04% | 4.03% | 3.93% | 3.08% | 3.79% |
| avg mortgage rate | 4.20% | 3.85% | 3.17% | 3.19% | 3.47% | 3.30% | 3.11% | 3.31% |
| Avg credit score | 765.25 | 763.81 | 765.37 | 763.12 | 759.10 | 757.83 | 755.77 | 756.96 |
| Avg LTV (loan to value) | 73.46% | 73.72% | 75.60% | 76.51% | 77.04% | 77.20% | 77.48% | 76.96% |
| Avg DTI (debt to income) | 37.23 | 36.90 | 36.32 | 36.22 | 37.57 | 37.33 | 37.64 | 37.92 |
| % First time homebuyer | 33.06% | 27.69% | 28.09% | 28.60% | 32.39% | 32.79% | 32.80% | 31.44% |
| Avg mortgage insurance % | 1.52% | 2.48% | 4.47% | 5.72% | 7.55% | 7.92% | 8.34% | 8.12% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lake City, California 96115
If you’re looking to buy a new home in Lake City, we have compiled a list of the leading mortgage brokers around Lake City, California 96115 to help you with your search.
Name
Address
Contact
Sierra Mountain Mortgage
10098 Jibboom St
Truckee CA 96115
(530) 587-3277
info@smmlend.com
Secured Mortgage Investors
11045 Donner Pass Rd
Truckee CA 96115
(530) 587-0996
itsgerm@pacbell.net
RPM Mortgage
12000 Pioneer Trl
Truckee CA 96115
(530) 582-9992
http://www.rpm-mtg.com/truckee/
Summit Mortgage
10095 Dorchester Dr
Truckee CA 96115
(530) 582-6950
tiffini@summit-mortgage.com
Bankers Network
10825 Pioneer Trl
Truckee CA 96115
(530) 550-1333
http://www.4bestloan.com/
Address
10098 Jibboom St
Truckee CA
Contact
(530) 587-3277
info@smmlend.com
Address
11045 Donner Pass Rd
Truckee CA
Contact
(530) 587-0996
itsgerm@pacbell.net
Address
12000 Pioneer Trl
Truckee CA
Contact
(530) 582-9992
http://www.rpm-mtg.com/truckee/