Compare Today’s Mortgage Rates for Lake City, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Lake City, California 96115. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,235 or $15 / month in Lake City and other areas of Modoc county.

Our search engine explores all home mortgage options in Lake City, California 96115, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Lake City, California 96115

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lake City, CA 96115, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lake City, California 96115 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lake City, California and around Modoc county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.33% 94.79% 96.07% 95.86% 95.81% 95.61% 96.47% 96.05%
avg mortgage rate 4.80% 4.61% 3.88% 3.93% 4.44% 4.11% 3.93% 4.14%
% 15 year fixed mortgage 3.32% 4.13% 3.50% 4.04% 4.03% 3.93% 3.08% 3.79%
avg mortgage rate 4.20% 3.85% 3.17% 3.19% 3.47% 3.30% 3.11% 3.31%
Avg credit score 765.25 763.81 765.37 763.12 759.10 757.83 755.77 756.96
Avg LTV (loan to value) 73.46% 73.72% 75.60% 76.51% 77.04% 77.20% 77.48% 76.96%
Avg DTI (debt to income) 37.23 36.90 36.32 36.22 37.57 37.33 37.64 37.92
% First time homebuyer 33.06% 27.69% 28.09% 28.60% 32.39% 32.79% 32.80% 31.44%
Avg mortgage insurance % 1.52% 2.48% 4.47% 5.72% 7.55% 7.92% 8.34% 8.12%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lake City, California 96115

If you’re looking to buy a new home in Lake City, we have compiled a list of the leading mortgage brokers around Lake City, California 96115 to help you with your search.

Name
Address
Contact

Sierra Mountain Mortgage

10098 Jibboom St

Truckee CA 96115

(530) 587-3277

info@smmlend.com

Secured Mortgage Investors

11045 Donner Pass Rd

Truckee CA 96115

(530) 587-0996

itsgerm@pacbell.net

RPM Mortgage

12000 Pioneer Trl

Truckee CA 96115

(530) 582-9992

http://www.rpm-mtg.com/truckee/

Summit Mortgage

10095 Dorchester Dr

Truckee CA 96115

(530) 582-6950

tiffini@summit-mortgage.com

Bankers Network

10825 Pioneer Trl

Truckee CA 96115

(530) 550-1333

http://www.4bestloan.com/

Address

10098 Jibboom St

Truckee CA

Contact

(530) 587-3277

info@smmlend.com

Address

11045 Donner Pass Rd

Truckee CA

Contact

(530) 587-0996

itsgerm@pacbell.net

Address

12000 Pioneer Trl

Truckee CA

Contact

(530) 582-9992

http://www.rpm-mtg.com/truckee/

News on Mortgages and Reverse Mortgages for Lake City, California 96115