Compare Today’s Mortgage Rates for Lake Elsinore, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Lake Elsinore, California 92532. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $15,584 or $43 / month in Lake Elsinore and surrounding areas of Riverside county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lake Elsinore, California 92532.
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Summary of Average Mortgage Terms in Lake Elsinore, California 92532
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Lake Elsinore, CA 92532, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lake Elsinore, California 92532 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Lake Elsinore, California and around Riverside county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lake Elsinore, California 92532
If you’re looking to buy a new home in Lake Elsinore, we have compiled a list of the leading mortgage brokers around Lake Elsinore, California 92532 to help you with your search.
Name
Address
Contact
Icm
350 Railroad Canyon Rd
Lake Elsinore CA 92532
(951) 245-3855
Loan Ace
31569 Canyon Estates Dr
Lake Elsinore CA 92532
(951) 226-1270
Empire Title Loans
361 Railroad Canyon Rd
Lake Elsinore CA 92532
(951) 245-3557
City Loan - Auto Title Loans
361 Railroad Canyon Rd
Lake Elsinore CA 92532
(951) 290-7008
http://www.cityloan.com/california-car-title-loans-in-15-minutes
Title Loans for Cash
361 Railroad Canyon Rd
Lake Elsinore CA 92532
(800) 200-8242
http://www.searchmagnetlocal.com/show.php
Address
350 Railroad Canyon Rd
Lake Elsinore CA
Contact
(951) 245-3855
Address
31569 Canyon Estates Dr
Lake Elsinore CA
Contact
(951) 226-1270
Address
361 Railroad Canyon Rd
Lake Elsinore CA
Contact
(951) 245-3557