Compare Today’s Mortgage Rates for Lake Forest, California
Pureloan searches mortgage lenders and major banks in Lake Forest, California 92630 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $30,821 or $86 / month is expected in Lake Forest and other areas of Orange county.
Pureloan’s search engine explores all home mortgage options in Lake Forest, California 92630, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Lake Forest, California 92630
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Lake Forest, CA 92630, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lake Forest, California 92630 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Lake Forest, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lake Forest, California 92630
If you’re looking to buy a new home in Lake Forest, we have compiled a list of the leading mortgage brokers around Lake Forest, California 92630 to help you with your search.
Name
Address
Contact
Integrity Lending Service
24722 Evereve Cir
Lake Forest CA 92630
(949) 462-9944
DBA Oxford Capital
22071 Midcrest Dr
Lake Forest CA 92630
(949) 855-9511
Kingcapital
22996 El Toro Rd
Lake Forest CA 92630
(949) 588-1234
Call Direct Lending
25432 Trabuco Rd
Lake Forest CA 92630
(949) 462-0615
Avco Financial Services
24874 Muirlands Blvd
Lake Forest CA 92630
(949) 830-6633
Address
24722 Evereve Cir
Lake Forest CA
Contact
(949) 462-9944
Address
22071 Midcrest Dr
Lake Forest CA
Contact
(949) 855-9511
Address
22996 El Toro Rd
Lake Forest CA
Contact
(949) 588-1234