Compare Today’s Mortgage Rates in Lake Forest, California 92630
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Lake Forest, California 92630.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $27,199 over the lifetime of your 30-year fixed loan, or a monthly savings of $76 in Lake Forest and other areas of Orange county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Lake Forest, California 92630
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lake Forest, California 92630
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lake Forest, CA 92630. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lake Forest, California 92630 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lake Forest, California and around Orange county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.80% | 97.72% | 97.29% | 97.28% | 95.73% | 95.72% | 95.33% | 95.73% | 95.76% |
avg mortgage rate | 6.29% | 4.40% | 2.94% | 3.29% | 4.30% | 4.56% | 4.21% | 3.97% | 4.13% |
% 15 year fixed mortgage | 2.49% | 1.65% | 2.37% | 2.27% | 3.58% | 3.44% | 4.21% | 3.77% | 3.75% |
avg mortgage rate | 5.52% | 3.56% | 2.36% | 2.81% | 3.68% | 3.89% | 3.52% | 3.14% | 3.25% |
Avg credit score | 766.77 | 769.74 | 767.42 | 768.62 | 762.08 | 761.14 | 757.90 | 757.32 | 760.43 |
Avg LTV (loan to value) | 69.26% | 70.11% | 73.65% | 74.17% | 71.76% | 69.55% | 71.03% | 72.81% | 72.45% |
Avg DTI (debt to income) | 40.87 | 40.23 | 38.16 | 37.88 | 39.33 | 39.87 | 39.01 | 38.40 | 38.43 |
% First time homebuyer | 48.22% | 43.72% | 46.30% | 44.31% | 42.60% | 40.50% | 38.79% | 37.66% | 37.22% |
Avg mortgage insurance % | 7.29% | 6.25% | 6.59% | 7.51% | 6.86% | 4.80% | 5.05% | 5.67% | 4.43% |
Best Mortgage Brokers around Lake Forest, California 92630
For those searching for a new home in Lake Forest, we have compiled a list of the top mortgage brokers located in and around Lake Forest, California 92630 to assist you with your search.
Name
Address
Contact
Integrity Lending Service
24722 Evereve Cir
Lake Forest CA 92630
(949) 462-9944
DBA Oxford Capital
22071 Midcrest Dr
Lake Forest CA 92630
(949) 855-9511
Kingcapital
22996 El Toro Rd
Lake Forest CA 92630
(949) 588-1234
Call Direct Lending
25432 Trabuco Rd
Lake Forest CA 92630
(949) 462-0615
Avco Financial Services
24874 Muirlands Blvd
Lake Forest CA 92630
(949) 830-6633
Address
24722 Evereve Cir
Lake Forest CA
Contact
(949) 462-9944
Address
22071 Midcrest Dr
Lake Forest CA
Contact
(949) 855-9511
Address
22996 El Toro Rd
Lake Forest CA
Contact
(949) 588-1234