Compare Today’s Mortgage Rates for Lake Forest, California

Pureloan searches mortgage lenders and major banks in Lake Forest, California 92630 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $30,821 or $86 / month is expected in Lake Forest and other areas of Orange county.

Pureloan’s search engine explores all home mortgage options in Lake Forest, California 92630, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Lake Forest, California 92630

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lake Forest, CA 92630, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lake Forest, California 92630 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lake Forest, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lake Forest, California 92630

If you’re looking to buy a new home in Lake Forest, we have compiled a list of the leading mortgage brokers around Lake Forest, California 92630 to help you with your search.

Name
Address
Contact

Integrity Lending Service

24722 Evereve Cir

Lake Forest CA 92630

(949) 462-9944

DBA Oxford Capital

22071 Midcrest Dr

Lake Forest CA 92630

(949) 855-9511

Kingcapital

22996 El Toro Rd

Lake Forest CA 92630

(949) 588-1234

Call Direct Lending

25432 Trabuco Rd

Lake Forest CA 92630

(949) 462-0615

Avco Financial Services

24874 Muirlands Blvd

Lake Forest CA 92630

(949) 830-6633

Address

24722 Evereve Cir

Lake Forest CA

Contact

(949) 462-9944

Address

22071 Midcrest Dr

Lake Forest CA

Contact

(949) 855-9511

Address

22996 El Toro Rd

Lake Forest CA

Contact

(949) 588-1234

News on Mortgages and Reverse Mortgages for Lake Forest, California 92630