Compare Today’s Mortgage Rates for Lake Isabella, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Lake Isabella, California 93240. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,460 or $12 / month in Lake Isabella and other areas of Kern county.

Our search engine explores all home mortgage options in Lake Isabella, California 93240, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Lake Isabella, California 93240

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lake Isabella, CA 93240, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lake Isabella, California 93240 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lake Isabella, California and around Kern county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lake Isabella, California 93240

If you’re looking to buy a new home in Lake Isabella, we have compiled a list of the leading mortgage brokers around Lake Isabella, California 93240 to help you with your search.

Name
Address
Contact

Sequoia Pacific Lending

503 Fairview Dr

Lemoore CA 93240

(559) 707-0026

Miguel, Bill - Lemoorehomes.com

361 W D St

Lemoore CA 93240

(559) 584-4000

info@lemoorehomesforsale.com

Ocwen Loan Servicing

303 NW 3rd Ave

Visalia CA 93240

(559) 636-6209

Tellalian Randy

801 W Main St

Visalia CA 93240

(559) 636-1500

Country Club Mortgage

525 N Hall St

Visalia CA 93240

(559) 636-3333

http://countryclubmortgage.com

Address

503 Fairview Dr

Lemoore CA

Contact

(559) 707-0026

Address

361 W D St

Lemoore CA

Contact

(559) 584-4000

info@lemoorehomesforsale.com

Address

303 NW 3rd Ave

Visalia CA

Contact

(559) 636-6209

News on Mortgages and Reverse Mortgages for Lake Isabella, California 93240