Compare Today’s Mortgage Rates in Lakeport, California 95453
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Lakeport, California 95453.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $11,222 over the lifetime of your 30-year fixed loan, or a monthly savings of $31 in Lakeport and other areas of Lake county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Lakeport, California 95453
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lakeport, California 95453
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lakeport, CA 95453. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lakeport, California 95453 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lakeport, California and around Lake county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Lakeport, California 95453
For those searching for a new home in Lakeport, we have compiled a list of the top mortgage brokers located in and around Lakeport, California 95453 to assist you with your search.
Name
Address
Contact
Mountain Lake Mortgage
373 Lakeport Blvd
Lakeport CA 95453
(707) 262-3130
Sterling Mortgage
1002 11th St
Lakeport CA 95453
(707) 263-5142
Sterling Mortgage
526 Lakeport Blvd
Lakeport CA 95453
(707) 263-5142
http://www.sterling-mortgage.com/
Guild Mortgage
341 Lakeport Blvd
Lakeport CA 95453
(707) 263-9145
Open Realty Service
107 S Main St
Lakeport CA 95453
(707) 263-8809
http://www.openrealtyservices.com
Address
373 Lakeport Blvd
Lakeport CA
Contact
(707) 262-3130
Address
1002 11th St
Lakeport CA
Contact
(707) 263-5142
Address
526 Lakeport Blvd
Lakeport CA
Contact
(707) 263-5142
http://www.sterling-mortgage.com/