Compare Today’s Mortgage Rates for Lakeport, California
Pureloan searches mortgage lenders and major banks in Lakeport, California 95453 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,989 or $33 / month is expected in Lakeport and other areas of Lake county.
Pureloan’s search engine explores all home mortgage options in Lakeport, California 95453, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Lakeport, California 95453
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Lakeport, CA 95453, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lakeport, California 95453 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Lakeport, California and around Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lakeport, California 95453
If you’re looking to buy a new home in Lakeport, we have compiled a list of the leading mortgage brokers around Lakeport, California 95453 to help you with your search.
Name
Address
Contact
Mountain Lake Mortgage
373 Lakeport Blvd
Lakeport CA 95453
(707) 262-3130
Sterling Mortgage
1002 11th St
Lakeport CA 95453
(707) 263-5142
Sterling Mortgage
526 Lakeport Blvd
Lakeport CA 95453
(707) 263-5142
http://www.sterling-mortgage.com/
Guild Mortgage
341 Lakeport Blvd
Lakeport CA 95453
(707) 263-9145
Open Realty Service
107 S Main St
Lakeport CA 95453
(707) 263-8809
http://www.openrealtyservices.com
Address
373 Lakeport Blvd
Lakeport CA
Contact
(707) 262-3130
Address
1002 11th St
Lakeport CA
Contact
(707) 263-5142
Address
526 Lakeport Blvd
Lakeport CA
Contact
(707) 263-5142
http://www.sterling-mortgage.com/