Compare Today’s Mortgage Rates for Lakeport, California

Pureloan searches mortgage lenders and major banks in Lakeport, California 95453 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,989 or $33 / month is expected in Lakeport and other areas of Lake county.

Pureloan’s search engine explores all home mortgage options in Lakeport, California 95453, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Lakeport, California 95453

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lakeport, CA 95453, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lakeport, California 95453 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lakeport, California and around Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lakeport, California 95453

If you’re looking to buy a new home in Lakeport, we have compiled a list of the leading mortgage brokers around Lakeport, California 95453 to help you with your search.

Name
Address
Contact

Mountain Lake Mortgage

373 Lakeport Blvd

Lakeport CA 95453

(707) 262-3130

Sterling Mortgage

1002 11th St

Lakeport CA 95453

(707) 263-5142

Sterling Mortgage

526 Lakeport Blvd

Lakeport CA 95453

(707) 263-5142

http://www.sterling-mortgage.com/

Guild Mortgage

341 Lakeport Blvd

Lakeport CA 95453

(707) 263-9145

Open Realty Service

107 S Main St

Lakeport CA 95453

(707) 263-8809

http://www.openrealtyservices.com

Address

373 Lakeport Blvd

Lakeport CA

Contact

(707) 262-3130

Address

1002 11th St

Lakeport CA

Contact

(707) 263-5142

Address

526 Lakeport Blvd

Lakeport CA

Contact

(707) 263-5142

http://www.sterling-mortgage.com/

News on Mortgages and Reverse Mortgages for Lakeport, California 95453