Compare Today’s Mortgage Rates for Lakeside, California

Pureloan searches mortgage lenders and major banks in Lakeside, California 92040 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $23,198 or $64 / month is expected in Lakeside and other areas of San Diego county.

Pureloan’s search engine explores all home mortgage options in Lakeside, California 92040, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Lakeside, California 92040

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lakeside, CA 92040, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lakeside, California 92040 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lakeside, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lakeside, California 92040

If you’re looking to buy a new home in Lakeside, we have compiled a list of the leading mortgage brokers around Lakeside, California 92040 to help you with your search.

Name
Address
Contact

Village Mortgage

11948 Walnut Rd

Lakeside CA 92040

(619) 938-3885

Wood Mortgage Company

9518 Trevors Ct

Lakeside CA 92040

(619) 390-4217

Premier Loan Processing

13466 Morning Glory Dr

Lakeside CA 92040

(619) 334-7270

http://premiermortgageandrealestate.com

Fast Auto and Payday Loans, Inc.

12222 Woodside Ave

Lakeside CA 92040

(619) 561-0548

http://www.fastauto.com/

Mesa Pacific Mortgage

11637 Oak Creek Dr

Lakeside CA 92040

(619) 390-4042

http://www.mesapacificinc.com/

Address

11948 Walnut Rd

Lakeside CA

Contact

(619) 938-3885

Address

9518 Trevors Ct

Lakeside CA

Contact

(619) 390-4217

Address

13466 Morning Glory Dr

Lakeside CA

Contact

(619) 334-7270

http://premiermortgageandrealestate.com

News on Mortgages and Reverse Mortgages for Lakeside, California 92040