Compare Today’s Mortgage Rates for Lakeside, California
Pureloan searches mortgage lenders and major banks in Lakeside, California 92040 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $23,198 or $64 / month is expected in Lakeside and other areas of San Diego county.
Pureloan’s search engine explores all home mortgage options in Lakeside, California 92040, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Lakeside, California 92040
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Lakeside, CA 92040, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lakeside, California 92040 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Lakeside, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lakeside, California 92040
If you’re looking to buy a new home in Lakeside, we have compiled a list of the leading mortgage brokers around Lakeside, California 92040 to help you with your search.
Name
Address
Contact
Village Mortgage
11948 Walnut Rd
Lakeside CA 92040
(619) 938-3885
Wood Mortgage Company
9518 Trevors Ct
Lakeside CA 92040
(619) 390-4217
Premier Loan Processing
13466 Morning Glory Dr
Lakeside CA 92040
(619) 334-7270
http://premiermortgageandrealestate.com
Fast Auto and Payday Loans, Inc.
12222 Woodside Ave
Lakeside CA 92040
(619) 561-0548
http://www.fastauto.com/
Mesa Pacific Mortgage
11637 Oak Creek Dr
Lakeside CA 92040
(619) 390-4042
http://www.mesapacificinc.com/
Address
11948 Walnut Rd
Lakeside CA
Contact
(619) 938-3885
Address
9518 Trevors Ct
Lakeside CA
Contact
(619) 390-4217
Address
13466 Morning Glory Dr
Lakeside CA
Contact
(619) 334-7270
http://premiermortgageandrealestate.com