Compare Today’s Mortgage Rates for Lancaster, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Lancaster, California 93539. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,017 or $31 / month in Lancaster and surrounding areas of Los Angeles county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lancaster, California 93539.
Summary of Average Mortgage Terms in Lancaster, California 93539
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lancaster, CA
To forecast and predict mortgage rates in Lancaster, CA 93539, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lancaster, California 93539 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Lancaster, California and around Los Angeles county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lancaster, California 93539
If you’re looking to buy a new home in Lancaster, we have compiled a list of the leading mortgage brokers around Lancaster, California 93539 to help you with your search.
Name
Address
Contact
Center For Grants
44436 10th St W
Lancaster CA 93539
(661) 951-2492
Wells Fargo Home Mortgage
1212 W Ave
Lancaster CA 93539
(661) 945-3682
rjacobson@chicagoclosing.com
Mortgage Management
762 W Kettering St
Lancaster CA 93539
(661) 723-6700
info@mmclending.com
Gem Mortgage
44349 Lowtree Ave
Lancaster CA 93539
(661) 949-3388
cs@gemcorp.com
Guild Mortgage Co.
42455 10th St W
Lancaster CA 93539
(661) 223-5900
http://www.guildmortgage.com/
Address
44436 10th St W
Lancaster CA
Contact
(661) 951-2492
Address
1212 W Ave
Lancaster CA
Contact
(661) 945-3682
rjacobson@chicagoclosing.com
Address
762 W Kettering St
Lancaster CA
Contact
(661) 723-6700
info@mmclending.com