Compare Today’s Mortgage Rates for Lancaster, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Lancaster, California 93539. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,017 or $31 / month in Lancaster and surrounding areas of Los Angeles county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lancaster, California 93539.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Lancaster, California 93539

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Lancaster, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lancaster, CA 93539, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Lancaster, CA

Historical Mortgage Rates for Lancaster, California 93539 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Lancaster, California and around Los Angeles county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lancaster, California 93539

If you’re looking to buy a new home in Lancaster, we have compiled a list of the leading mortgage brokers around Lancaster, California 93539 to help you with your search.

Name
Address
Contact

Ace Cash Express

805 E Ave

Lancaster CA 93539

(661) 942-4515

http://www.acecashexpress.com/

RST Funding

1036 E Ave

Lancaster CA 93539

(818) 344-3863

Pinzon Tina

41919 55th St W

Lancaster CA 93539

(661) 722-7464

Landmarx Equity Corporation

42335 50th St W

Lancaster CA 93539

(661) 943-2443

http://www.simplicityrealestate.com

Check 'n Go

2044 West Ave

Lancaster CA 93539

(661) 945-9192

comments@checkngo.com

Address

805 E Ave

Lancaster CA

Contact

(661) 942-4515

http://www.acecashexpress.com/

Address

1036 E Ave

Lancaster CA

Contact

(818) 344-3863

Address

41919 55th St W

Lancaster CA

Contact

(661) 722-7464

News on Mortgages and Reverse Mortgages for Lancaster, California 93539