Compare Today’s Mortgage Rates for Lancaster, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Lancaster, California 93586. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,388 or $34 / month in Lancaster and other areas of Los Angeles county.
Our search engine explores all home mortgage options in Lancaster, California 93586, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Lancaster, California 93586
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Lancaster, CA 93586, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lancaster, California 93586 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Lancaster, California and around Los Angeles county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lancaster, California 93586
If you’re looking to buy a new home in Lancaster, we have compiled a list of the leading mortgage brokers around Lancaster, California 93586 to help you with your search.
Name
Address
Contact
Center For Grants
44436 10th St W
Lancaster CA 93586
(661) 951-2492
Wells Fargo Home Mortgage
1212 W Ave
Lancaster CA 93586
(661) 945-3682
rjacobson@chicagoclosing.com
Mortgage Management
762 W Kettering St
Lancaster CA 93586
(661) 723-6700
info@mmclending.com
Gem Mortgage
44349 Lowtree Ave
Lancaster CA 93586
(661) 949-3388
cs@gemcorp.com
Guild Mortgage Co.
42455 10th St W
Lancaster CA 93586
(661) 223-5900
http://www.guildmortgage.com/
Address
44436 10th St W
Lancaster CA
Contact
(661) 951-2492
Address
1212 W Ave
Lancaster CA
Contact
(661) 945-3682
rjacobson@chicagoclosing.com
Address
762 W Kettering St
Lancaster CA
Contact
(661) 723-6700
info@mmclending.com