Compare Today’s Mortgage Rates for Lathrop, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Lathrop, California 95330. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $18,897 or $52 / month in Lathrop and other areas of San Joaquin county.

Our search engine explores all home mortgage options in Lathrop, California 95330, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Lathrop, California 95330

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lathrop, CA 95330, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lathrop, California 95330 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lathrop, California and around San Joaquin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lathrop, California 95330

If you’re looking to buy a new home in Lathrop, we have compiled a list of the leading mortgage brokers around Lathrop, California 95330 to help you with your search.

Name
Address
Contact

Alliance Bay Funding

163 Darcy Pkwy

Lathrop CA 95330

(209) 858-0258

Sunset Home Loans

15810 S Harlan Rd

Lathrop CA 95330

(209) 249-6216

Hi-Tek Real Estate & Home Loans

155 Darcy Pkwy

Lathrop CA 95330

(209) 858-5700

California Mortgage Associates

860 N Main St

Manteca CA 95330

(209) 823-1316

chris@calmort.com

Iserve Residential Lending

1902 Alghero Dr

Manteca CA 95330

(209) 825-5306

mcolon@iservelending.com

Address

163 Darcy Pkwy

Lathrop CA

Contact

(209) 858-0258

Address

15810 S Harlan Rd

Lathrop CA

Contact

(209) 249-6216

Address

155 Darcy Pkwy

Lathrop CA

Contact

(209) 858-5700

News on Mortgages and Reverse Mortgages for Lathrop, California 95330