Compare Today’s Mortgage Rates in Lathrop, California 95330
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Lathrop, California 95330.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Lathrop, California 95330. For a 30-year fixed loan, our calculations show that you can expect to save up to $15,957 over the lifetime of your mortgage, which translates to a monthly savings of $44 in Lathrop and other areas of San Joaquin county.
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Summary of Average Mortgages in Lathrop, California 95330
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lathrop, California 95330
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lathrop, CA 95330. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lathrop, California 95330 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lathrop, California and around San Joaquin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Lathrop, California 95330
For those searching for a new home in Lathrop, we have compiled a list of the top mortgage brokers located in and around Lathrop, California 95330 to assist you with your search.
Name
Address
Contact
Alliance Bay Funding
163 Darcy Pkwy
Lathrop CA 95330
(209) 858-0258
Sunset Home Loans
15810 S Harlan Rd
Lathrop CA 95330
(209) 249-6216
Hi-Tek Real Estate & Home Loans
155 Darcy Pkwy
Lathrop CA 95330
(209) 858-5700
California Mortgage Associates
860 N Main St
Manteca CA 95330
(209) 823-1316
chris@calmort.com
Iserve Residential Lending
1902 Alghero Dr
Manteca CA 95330
(209) 825-5306
mcolon@iservelending.com
Address
163 Darcy Pkwy
Lathrop CA
Contact
(209) 858-0258
Address
15810 S Harlan Rd
Lathrop CA
Contact
(209) 249-6216
Address
155 Darcy Pkwy
Lathrop CA
Contact
(209) 858-5700