Compare Today’s Mortgage Rates for Laytonville, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Laytonville, California 95454. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,989 or $33 / month in Laytonville and surrounding areas of Mendocino county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Laytonville, California 95454.
No suitable program is found
Summary of Average Mortgage Terms in Laytonville, California 95454
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Laytonville, California 95454
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Laytonville, CA 95454, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Laytonville, California 95454 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Laytonville, California and around Mendocino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Laytonville, California 95454
If you’re looking to buy a new home in Laytonville, we have compiled a list of the leading mortgage brokers around Laytonville, California 95454 to help you with your search.
Name
Address
Contact
Coastal Mountain Mortgage
44911 Highway 101
Laytonville CA 95454
(707) 984-0067
Open Realty Service
107 S Main St
Lakeport CA 95454
(707) 263-8809
http://www.openrealtyservices.com
Guild Mortgage
341 Lakeport Blvd
Lakeport CA 95454
(707) 263-9145
Day Mortgage
16170 Main St
Lower Lake CA 95454
(707) 994-2269
Sterling Mortgage
526 Lakeport Blvd
Lakeport CA 95454
(707) 263-5142
http://www.sterling-mortgage.com/
Address
44911 Highway 101
Laytonville CA
Contact
(707) 984-0067
Address
107 S Main St
Lakeport CA
Contact
(707) 263-8809
http://www.openrealtyservices.com
Address
341 Lakeport Blvd
Lakeport CA
Contact
(707) 263-9145