Compare Today’s Mortgage Rates for Laytonville, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Laytonville, California 95454. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,989 or $33 / month in Laytonville and surrounding areas of Mendocino county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Laytonville, California 95454.

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Summary of Average Mortgage Terms in Laytonville, California 95454

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Laytonville, CA 95454, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Laytonville, California 95454 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Laytonville, California and around Mendocino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Laytonville, California 95454

If you’re looking to buy a new home in Laytonville, we have compiled a list of the leading mortgage brokers around Laytonville, California 95454 to help you with your search.

Name
Address
Contact

Coastal Mountain Mortgage

44911 Highway 101

Laytonville CA 95454

(707) 984-0067

Open Realty Service

107 S Main St

Lakeport CA 95454

(707) 263-8809

http://www.openrealtyservices.com

Guild Mortgage

341 Lakeport Blvd

Lakeport CA 95454

(707) 263-9145

Day Mortgage

16170 Main St

Lower Lake CA 95454

(707) 994-2269

Sterling Mortgage

526 Lakeport Blvd

Lakeport CA 95454

(707) 263-5142

http://www.sterling-mortgage.com/

Address

44911 Highway 101

Laytonville CA

Contact

(707) 984-0067

Address

107 S Main St

Lakeport CA

Contact

(707) 263-8809

http://www.openrealtyservices.com

Address

341 Lakeport Blvd

Lakeport CA

Contact

(707) 263-9145

News on Mortgages and Reverse Mortgages for Laytonville, California 95454