Compare Today’s Mortgage Rates for Linden, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Linden, California 95236. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $23,198 or $64 / month in Linden and surrounding areas of San Joaquin county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Linden, California 95236.

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Summary of Average Mortgage Terms in Linden, California 95236

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Linden, CA 95236, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Linden, California 95236 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Linden, California and around San Joaquin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Linden, California 95236

If you’re looking to buy a new home in Linden, we have compiled a list of the leading mortgage brokers around Linden, California 95236 to help you with your search.

Name
Address
Contact

Loans For Five

617 S Lower Sacramento Rd

Lodi CA 95236

(209) 333-2474

Lodi Home Loans

1110 W Kettleman Ln

Lodi CA 95236

(209) 333-3739

California Financial Real Est

1147 Green Oaks Way

Lodi CA 95236

(209) 333-9999

http://www.awesomehome.com

Ace Cash Express

612 W Lodi Ave

Lodi CA 95236

(209) 334-5215

customerservice@acecashexpress.com

Benchmark Mortgage - Bill Anderson

215 W Oak St

Lodi CA 95236

(916) 365-2953

info@lodihomestore.net

Address

617 S Lower Sacramento Rd

Lodi CA

Contact

(209) 333-2474

Address

1110 W Kettleman Ln

Lodi CA

Contact

(209) 333-3739

Address

1147 Green Oaks Way

Lodi CA

Contact

(209) 333-9999

http://www.awesomehome.com

News on Mortgages and Reverse Mortgages for Linden, California 95236