Compare Today’s Mortgage Rates for Live Oak, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Live Oak, California 95953. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,989 or $25 / month in Live Oak and surrounding areas of Sutter county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Live Oak, California 95953.
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Summary of Average Mortgage Terms in Live Oak, California 95953
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Live Oak, CA 95953, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Live Oak, California 95953 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Live Oak, California and around Sutter county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Live Oak, California 95953
If you’re looking to buy a new home in Live Oak, we have compiled a list of the leading mortgage brokers around Live Oak, California 95953 to help you with your search.
Name
Address
Contact
Broadstreet Financial Group
200 Providence Mine Rd
Nevada City CA 95953
(530) 265-2860
info@bsfg.net
Mortgage Advisors Group
123 Nevada St
Nevada City CA 95953
(530) 478-1271
http://mortgageadvisors.org
United Short Sale Group
421 Broad St
Nevada City CA 95953
(530) 478-5901
Empire Home Loan
220 Main St
Nevada City CA 95953
(530) 470-0777
OneMain Financial
1355 Churn Creek Rd
Redding CA 95953
(530) 223-9850
http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html
Address
200 Providence Mine Rd
Nevada City CA
Contact
(530) 265-2860
info@bsfg.net
Address
123 Nevada St
Nevada City CA
Contact
(530) 478-1271
http://mortgageadvisors.org
Address
421 Broad St
Nevada City CA
Contact
(530) 478-5901